Is Calhoun County, AL good for real estate investing?

Calhoun County has an investment score of 72/100, rated as "Buy". The county ranks #89 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Calhoun?

The rent-to-price ratio in Calhoun County is 7.54% annually, which ranks in the 86th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Calhoun?

The median home price in Calhoun County is $167,035. This ranks #120 in affordability among all US counties.

Can you cash flow on rental properties in Calhoun?

Based on median values with 20% down at current rates, a typical rental in Calhoun County would generate negative cash flow of $193/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Calhoun County

AlabamaPopulation: 116,162

/100

Buy

#89 of 1,000 counties

#3 in Alabama (67 counties)

Market Snapshot

$167,035

Median Home Price

39% below national median

$1,050/mo

Median Rent

30% below national median

7.54%

Rent-to-Price Ratio

Top 14% nationally

-$193

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$167,035

Down Payment (20%)$33,407

Loan Amount$133,628

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,050

Monthly P&I-$876

Est. Expenses (35%)-$368

Net Cash Flow-$193/mo

4.9%

Cap Rate (all cash)

-6.0%

Cash-on-Cash Return

7.54%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

75/100

Based on 7.54% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

80/100

Based on 3.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

84/100

Price-to-income ratio of 3.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.54%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative leverage (cap rate 4.9% < mortgage rate 6.9%)

Economic Indicators

Population

116,162

Median Income

$54,339

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.1x

Moderately affordable

Compare to Nearby Counties

County					Verdict
MontgomeryAL	73	$158,219	$1,309	9.93%	Buy	View
CurrentCalhounAL	72	$167,035	$1,050	7.54%	Buy
AutaugaAL	72	$252,256	$1,744	8.29%	Buy	View
RussellAL	71	$186,393	$1,320	8.50%	Buy	View
CoffeeAL	70	$172,480	$1,332	9.27%	Buy	View
DaleAL	70	$157,454	$1,253	9.55%	Buy	View

The Bottom Line

BuyCalhoun offers solid investment potential with good cash flow or appreciation prospects.

Calhoun County in Alabama scores 72/100, ranking #89 of 1,000 US counties (top 9%). The 7.54% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow

$-193/mo

Cap Rate

4.9%

Cash-on-Cash

-6.0%

Ready to Analyze a Deal in Calhoun?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$167,035

Down Payment (20%)$33,407

Loan Amount$133,628

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,050

Monthly P&I-$876

Est. Expenses (35%)-$368

Net Cash Flow-$193/mo

4.9%

Cap Rate (all cash)

-6.0%

Cash-on-Cash Return

7.54%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

75/100

Based on 7.54% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

80/100

Based on 3.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

84/100

Price-to-income ratio of 3.1x. Lower ratios indicate more affordable markets.

County

Verdict

MontgomeryAL

$158,219

$1,309

9.93%

Buy

View

CurrentCalhounAL

$167,035

$1,050

7.54%

Buy

AutaugaAL

$252,256

$1,744

8.29%

Buy

View

RussellAL

$186,393

$1,320

8.50%

Buy

View

CoffeeAL

$172,480

$1,332

9.27%

Buy

View

DaleAL

$157,454

$1,253

9.55%

Buy

View