Is Colbert County, AL good for real estate investing?

Colbert County has an investment score of 64/100, rated as "Buy". The county ranks #340 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Colbert?

The rent-to-price ratio in Colbert County is 6.18% annually, which ranks in the 56th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Colbert?

The median home price in Colbert County is $190,508. This ranks #194 in affordability among all US counties.

Can you cash flow on rental properties in Colbert?

Based on median values with 20% down at current rates, a typical rental in Colbert County would generate negative cash flow of $361/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Colbert County

AlabamaPopulation: 57,270

/100

Buy

#340 of 1,000 counties

#19 in Alabama (67 counties)

Market Snapshot

$190,508

Median Home Price

30% below national median

$982/mo

Median Rent

34% below national median

6.18%

Rent-to-Price Ratio

Top 44% nationally

-$361

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$190,508

Down Payment (20%)$38,102

Loan Amount$152,406

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$982

Monthly P&I-$999

Est. Expenses (35%)-$344

Net Cash Flow-$361/mo

4.0%

Cap Rate (all cash)

-9.9%

Cash-on-Cash Return

6.18%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

62/100

Based on 6.18% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

67/100

Based on 1.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

79/100

Price-to-income ratio of 3.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$361/mo)
-Negative leverage (cap rate 4.0% < mortgage rate 6.9%)

Economic Indicators

Population

57,270

Median Income

$56,149

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.4x

Moderately affordable

Compare to Nearby Counties

County					Verdict
TuscaloosaAL	66	$222,534	$1,648	8.89%	Buy	View
WalkerAL	65	$120,097	$1,316	13.15%	Buy	View
CurrentColbertAL	64	$190,508	$982	6.18%	Buy
HenryAL	64	$184,394	Est. pending	—	Buy	View
CleburneAL	63	$222,791	Est. pending	—	Buy	View
JeffersonAL	63	$208,520	$1,292	7.43%	Buy	View

The Bottom Line

BuyColbert offers solid investment potential with good cash flow or appreciation prospects.

Colbert County in Alabama scores 64/100, ranking #340 of 1,000 US counties (top 34%). The 6.18% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-361/mo

Cap Rate

4.0%

Cash-on-Cash

-9.9%

Ready to Analyze a Deal in Colbert?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$190,508

Down Payment (20%)$38,102

Loan Amount$152,406

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$982

Monthly P&I-$999

Est. Expenses (35%)-$344

Net Cash Flow-$361/mo

4.0%

Cap Rate (all cash)

-9.9%

Cash-on-Cash Return

6.18%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

62/100

Based on 6.18% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

67/100

Based on 1.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

79/100

Price-to-income ratio of 3.4x. Lower ratios indicate more affordable markets.

County

Verdict

TuscaloosaAL

$222,534

$1,648

8.89%

Buy

View

WalkerAL

$120,097

$1,316

13.15%

Buy

View

CurrentColbertAL

$190,508

$982

6.18%

Buy

HenryAL

$184,394

Est. pending

—

Buy

View

CleburneAL

$222,791

Est. pending

—

Buy

View

JeffersonAL

$208,520

$1,292

7.43%

Buy

View

The Bottom Line

BuyColbert offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-361/mo

Cap Rate

4.0%

Cash-on-Cash

-9.9%