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Market MapAlabamaMarshall

Marshall County

AlabamaPopulation: 97,923
61
/100
Buy
#229 of 1,000 counties
#22 in Alabama (67 counties)

Market Snapshot

$233,686
Median Home Price
18% below national median
$1,512/mo
Median Rent
3% below national median
7.76%
Rent-to-Price Ratio
Top 12% nationally
-$242
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$233,686
Down Payment (20%)$46,737
Loan Amount$186,949
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,512
Monthly P&I-$1,225
Est. Expenses (35%)-$529
Net Cash Flow-$242/mo
5.0%
Cap Rate (all cash)
-5.4%
Cash-on-Cash Return
7.76%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
61/100
61
Cash Flow(30%)
78/100

Based on 7.76% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
70/100

Price-to-income ratio of 4.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.76%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Declining home values (-1.0% YoY)
  • -Negative cash flow at typical financing (-$242/mo)
  • -Negative leverage (cap rate 5.0% < mortgage rate 6.9%)

Economic Indicators

Population
97,923
Median Income
$58,272
vs $65,157 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.0x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
De KalbAL
62$201,634Est. pending—BuyView
MobileAL
62$191,438$1,2587.89%Buy
CurrentMarshallAL
61$233,686$1,5127.76%Buy
TallapoosaAL
61$272,182Est. pending—Buy
LawrenceAL
61$219,484Est. pending—Buy
LimestoneAL
60$315,331$1,6296.20%Buy

The Bottom Line

BuyMarshall offers solid investment potential with good cash flow or appreciation prospects.

Marshall County in Alabama scores 61/100, ranking #229 of 1,000 US counties (top 36%). The 7.76% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow
$-242/mo
Cap Rate
5.0%
Cash-on-Cash
-5.4%

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