Is Alameda County, CA good for real estate investing?

Alameda County has an investment score of 25/100, rated as "Avoid". The county ranks #755 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Alameda?

The rent-to-price ratio in Alameda County is 3.14% annually, which ranks in the 1th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Alameda?

The median home price in Alameda County is $1,040,970. This ranks #993 in affordability among all US counties.

Can you cash flow on rental properties in Alameda?

Based on median values with 20% down at current rates, a typical rental in Alameda County would generate negative cash flow of $3,686/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Alameda County

CaliforniaPopulation: 1,663,823San Francisco, CA Metro

/100

Avoid

#755 of 1,000 counties

#52 in California (58 counties)

Market Snapshot

$1,040,970

Median Home Price

346% above national median

$2,724/mo

Median Rent

80% above national median

3.14%

Rent-to-Price Ratio

Top 99% nationally

-$3,686

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$1,040,970

Down Payment (20%)$208,194

Loan Amount$832,776

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,724

Monthly P&I-$5,457

Est. Expenses (35%)-$954

Net Cash Flow-$3,686/mo

2.0%

Cap Rate (all cash)

-18.5%

Cash-on-Cash Return

3.14%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

25/100

Cash Flow(30%)

17/100

Based on 3.14% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

15/100

Based on -5.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

18/100

Price-to-income ratio of 8.5x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (3.14%)
-Declining home values (-5.1% YoY)
-Negative cash flow at typical financing (-$3,686/mo)
-Negative leverage (cap rate 2.0% < mortgage rate 6.9%)

Economic Indicators

Population

1,663,823

Median Income

$122,488

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

8.5x

Less affordable

Compare to Nearby Counties

County					Verdict
Los AngelesCA	33	$859,958	$2,809	3.92%	Avoid	View
MendocinoCA	31	$482,788	$1,719	4.27%	Avoid	View
San MateoCA	31	$1,511,224	$3,463	2.75%	Avoid	View
MarinCA	30	$1,396,277	$3,655	3.14%	Avoid	View
Santa ClaraCA	29	$1,578,502	$3,419	2.60%	Avoid	View
CurrentAlamedaCA	25	$1,040,970	$2,724	3.14%	Avoid

The Bottom Line

AvoidAlameda may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Alameda County in California scores 25/100, ranking #755 of 1,000 US counties (top 99%). The 3.14% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-3,686/mo

Cap Rate

2.0%

Cash-on-Cash

-18.5%

Ready to Analyze a Deal in Alameda?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$1,040,970

Down Payment (20%)$208,194

Loan Amount$832,776

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,724

Monthly P&I-$5,457

Est. Expenses (35%)-$954

Net Cash Flow-$3,686/mo

2.0%

Cap Rate (all cash)

-18.5%

Cash-on-Cash Return

3.14%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

25/100

Cash Flow(30%)

17/100

Based on 3.14% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

15/100

Based on -5.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

18/100

Price-to-income ratio of 8.5x. Lower ratios indicate more affordable markets.

Compare to Nearby Counties

County					Verdict
Los AngelesCA	33	$859,958	$2,809	3.92%	Avoid	View
MendocinoCA	31	$482,788	$1,719	4.27%	Avoid	View
San MateoCA	31	$1,511,224	$3,463	2.75%	Avoid	View
MarinCA	30	$1,396,277	$3,655	3.14%	Avoid	View
Santa ClaraCA	29	$1,578,502	$3,419	2.60%	Avoid	View
CurrentAlamedaCA	25	$1,040,970	$2,724	3.14%	Avoid

The Bottom Line

AvoidAlameda may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

$-3,686/mo

Cap Rate

2.0%

Cash-on-Cash

-18.5%