Is New Haven County, CT good for real estate investing?

New Haven County has an investment score of 59/100, rated as "Hold". The county ranks #543 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in New Haven?

The rent-to-price ratio in New Haven County is 6.02% annually, which ranks in the 51th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in New Haven?

The median home price in New Haven County is $386,137. This ranks #782 in affordability among all US counties.

Can you cash flow on rental properties in New Haven?

Based on median values with 20% down at current rates, a typical rental in New Haven County would generate negative cash flow of $764/month. Individual property performance varies based on purchase price, rent, and operating expenses.

New Haven County

Connecticut

/100

Hold

#543 of 1,000 counties

#3 in Connecticut (8 counties)

Market Snapshot

$386,137

Median Home Price

41% above national median

$1,938/mo

Median Rent

29% above national median

6.02%

Rent-to-Price Ratio

Top 49% nationally

-$764

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$386,137

Down Payment (20%)$77,227

Loan Amount$308,910

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,938

Monthly P&I-$2,024

Est. Expenses (35%)-$678

Net Cash Flow-$764/mo

3.9%

Cap Rate (all cash)

-10.3%

Cash-on-Cash Return

6.02%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

59/100

Cash Flow(30%)

60/100

Based on 6.02% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

82/100

Based on 3.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

41/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$764/mo)
-Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Economic Indicators

Population

—

Data pending

Median Income

—

Data pending

Unemployment Rate

—

Data pending

Price-to-Income

—

Data pending

Compare to Nearby Counties

County					Verdict
HartfordCT	61	$365,622	$1,832	6.01%	Buy	View
TollandCT	61	$385,938	$2,083	6.48%	Buy	View
CurrentNew HavenCT	59	$386,137	$1,938	6.02%	Hold
WindhamCT	59	$357,199	$1,697	5.70%	Hold	View
New LondonCT	57	$400,408	$1,804	5.41%	Hold	View
LitchfieldCT	55	$406,501	$1,809	5.34%	Hold	View

The Bottom Line

HoldNew Haven is a neutral market. Consider house hacking or targeting below-market deals.

New Haven County in Connecticut scores 59/100, ranking #543 of 1,000 US counties (top 54%). The 6.02% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-764/mo

Cap Rate

3.9%

Cash-on-Cash

-10.3%

Ready to Analyze a Deal in New Haven?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$386,137

Down Payment (20%)$77,227

Loan Amount$308,910

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,938

Monthly P&I-$2,024

Est. Expenses (35%)-$678

Net Cash Flow-$764/mo

3.9%

Cap Rate (all cash)

-10.3%

Cash-on-Cash Return

6.02%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

59/100

Cash Flow(30%)

60/100

Based on 6.02% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

82/100

Based on 3.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

41/100

Based on price relative to estimated local incomes.

County

Verdict

HartfordCT

$365,622

$1,832

6.01%

Buy

View

TollandCT

$385,938

$2,083

6.48%

Buy

View

CurrentNew HavenCT

$386,137

$1,938

6.02%

Hold

WindhamCT

$357,199

$1,697

5.70%

Hold

View

New LondonCT

$400,408

$1,804

5.41%

Hold

View

LitchfieldCT

$406,501

$1,809

5.34%

Hold

View

The Bottom Line

HoldNew Haven is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-764/mo

Cap Rate

3.9%

Cash-on-Cash

-10.3%