Is Thomas County, GA good for real estate investing?

Thomas County has an investment score of 69/100, rated as "Buy". The county ranks #168 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Thomas?

The rent-to-price ratio in Thomas County is 9.00% annually, which ranks in the 97th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Thomas?

The median home price in Thomas County is $210,847. This ranks #265 in affordability among all US counties.

Can you cash flow on rental properties in Thomas?

Based on median values with 20% down at current rates, a typical rental in Thomas County would generate negative cash flow of $78/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Thomas County

GeorgiaPopulation: 45,665

/100

Buy

#168 of 1,000 counties

#11 in Georgia (159 counties)

Market Snapshot

$210,847

Median Home Price

23% below national median

$1,582/mo

Median Rent

6% above national median

9.00%

Rent-to-Price Ratio

Top 3% nationally

-$78

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$210,847

Down Payment (20%)$42,169

Loan Amount$168,678

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,582

Monthly P&I-$1,105

Est. Expenses (35%)-$554

Net Cash Flow-$78/mo

5.8%

Cap Rate (all cash)

-1.9%

Cash-on-Cash Return

9.00%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

69/100

Cash Flow(30%)

90/100

Based on 9.00% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

60/100

Based on 1.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

73/100

Price-to-income ratio of 3.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (9.00%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative leverage (cap rate 5.8% < mortgage rate 6.9%)

Economic Indicators

Population

45,665

Median Income

$55,958

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.8x

Moderately affordable

Compare to Nearby Counties

County					Verdict
ToombsGA	70	$166,533	Est. pending	—	Buy	View
CurrentThomasGA	69	$210,847	$1,582	9.00%	Buy
UpsonGA	69	$180,867	Est. pending	—	Buy	View
WhitfieldGA	68	$246,174	$1,514	7.38%	Buy	View
HarrisGA	67	$361,968	Est. pending	—	Buy	View
RichmondGA	66	$181,692	$1,360	8.98%	Buy	View

The Bottom Line

BuyThomas offers solid investment potential with good cash flow or appreciation prospects.

Thomas County in Georgia scores 69/100, ranking #168 of 1,000 US counties (top 17%). The 9.00% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-78/mo

Cap Rate

5.8%

Cash-on-Cash

-1.9%

Ready to Analyze a Deal in Thomas?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$210,847

Down Payment (20%)$42,169

Loan Amount$168,678

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,582

Monthly P&I-$1,105

Est. Expenses (35%)-$554

Net Cash Flow-$78/mo

5.8%

Cap Rate (all cash)

-1.9%

Cash-on-Cash Return

9.00%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

69/100

Cash Flow(30%)

90/100

Based on 9.00% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

60/100

Based on 1.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

73/100

Price-to-income ratio of 3.8x. Lower ratios indicate more affordable markets.

County

Verdict

ToombsGA

$166,533

Est. pending

—

Buy

View

CurrentThomasGA

$210,847

$1,582

9.00%

Buy

UpsonGA

$180,867

Est. pending

—

Buy

View

WhitfieldGA

$246,174

$1,514

7.38%

Buy

View

HarrisGA

$361,968

Est. pending

—

Buy

View

RichmondGA

$181,692

$1,360

8.98%

Buy

View

The Bottom Line

BuyThomas offers solid investment potential with good cash flow or appreciation prospects.

Thomas County in Georgia scores 69/100, ranking #168 of 1,000 US counties (top 17%). The 9.00% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-78/mo

Cap Rate

5.8%

Cash-on-Cash

-1.9%