RentalCalcs
ToolsMarket MapMy DealsPricingBlog
Start Free
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapIowaBremer

Bremer County

IowaPopulation: 25,012
58
/100
Hold
#573 of 1,000 counties
#94 in Iowa (99 counties)

Market Snapshot

$249,927
Median Home Price
9% below national median
$700/mo
Median Rent
53% below national median
3.36%
Rent-to-Price Ratio
Top 98% nationally
-$855
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$249,927
Down Payment (20%)$49,985
Loan Amount$199,942
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$700
Monthly P&I-$1,310
Est. Expenses (35%)-$245
Net Cash Flow-$855/mo
2.2%
Cap Rate (all cash)
-17.9%
Cash-on-Cash Return
3.36%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
58/100
58
Cash Flow(30%)
20/100

Based on 3.36% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
88/100

Based on 5.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
86/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+5.6% YoY)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (3.36%)
  • -Negative cash flow at typical financing (-$855/mo)
  • -Negative leverage (cap rate 2.2% < mortgage rate 6.9%)

Economic Indicators

Population
25,012
Median Income
$84,727
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.9x
Very affordable

Compare to Nearby Counties

CountyVerdict
PolkIA
60$274,734$1,2095.28%BuyView
MarionIA
59$261,757$9584.39%HoldView
CurrentBremerIA
58$249,927$7003.36%Hold
WarrenIA
58$314,294$1,1104.24%HoldView
AppanooseIA
58$111,484Est. pending—HoldView
DallasIA
56$348,025$1,4835.11%HoldView

The Bottom Line

HoldBremer is a neutral market. Consider house hacking or targeting below-market deals.

Bremer County in Iowa scores 58/100, ranking #573 of 1,000 US counties (top 57%). The 3.36% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-855/mo
Cap Rate
2.2%
Cash-on-Cash
-17.9%

Ready to Analyze a Deal in Bremer?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets