Is Bannock County, ID good for real estate investing?

Bannock County has an investment score of 44/100, rated as "Avoid". The county ranks #902 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Bannock?

The rent-to-price ratio in Bannock County is 3.77% annually, which ranks in the 3th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Bannock?

The median home price in Bannock County is $345,879. This ranks #694 in affordability among all US counties.

Can you cash flow on rental properties in Bannock?

Based on median values with 20% down at current rates, a typical rental in Bannock County would generate negative cash flow of $1,107/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Bannock County

IdahoPopulation: 87,434

/100

Avoid

#902 of 1,000 counties

#30 in Idaho (43 counties)

Market Snapshot

$345,879

Median Home Price

26% above national median

$1,086/mo

Median Rent

27% below national median

3.77%

Rent-to-Price Ratio

Top 97% nationally

-$1,107

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$345,879

Down Payment (20%)$69,176

Loan Amount$276,703

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,086

Monthly P&I-$1,813

Est. Expenses (35%)-$380

Net Cash Flow-$1,107/mo

2.5%

Cap Rate (all cash)

-16.7%

Cash-on-Cash Return

3.77%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

44/100

Cash Flow(30%)

27/100

Based on 3.77% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

45/100

Price-to-income ratio of 5.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (3.77%)
-Negative cash flow at typical financing (-$1,107/mo)
-Negative leverage (cap rate 2.5% < mortgage rate 6.9%)

Economic Indicators

Population

87,434

Median Income

$60,998

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

5.7x

Less affordable

Compare to Nearby Counties

County					Verdict
AdaID	45	$512,306	$1,843	4.32%	Hold	View
CurrentBannockID	44	$345,879	$1,086	3.77%	Avoid
CanyonID	44	$404,735	$1,562	4.63%	Avoid	View
WashingtonID	44	$372,484	Est. pending	—	Avoid	View
BoiseID	44	$460,729	Est. pending	—	Avoid	View
ShoshoneID	43	$262,275	Est. pending	—	Avoid	View

The Bottom Line

AvoidBannock may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Bannock County in Idaho scores 44/100, ranking #902 of 1,000 US counties (top 90%). The 3.77% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-1,107/mo

Cap Rate

2.5%

Cash-on-Cash

-16.7%

Ready to Analyze a Deal in Bannock?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$345,879

Down Payment (20%)$69,176

Loan Amount$276,703

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,086

Monthly P&I-$1,813

Est. Expenses (35%)-$380

Net Cash Flow-$1,107/mo

2.5%

Cap Rate (all cash)

-16.7%

Cash-on-Cash Return

3.77%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

44/100

Cash Flow(30%)

27/100

Based on 3.77% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

45/100

Price-to-income ratio of 5.7x. Lower ratios indicate more affordable markets.

County

Verdict

AdaID

$512,306

$1,843

4.32%

Hold

View

CurrentBannockID

$345,879

$1,086

3.77%

Avoid

CanyonID

$404,735

$1,562

4.63%

Avoid

View

WashingtonID

$372,484

Est. pending

—

Avoid

View

BoiseID

$460,729

Est. pending

—

Avoid

View

ShoshoneID

$262,275

Est. pending

—

Avoid

View

The Bottom Line

AvoidBannock may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

$-1,107/mo

Cap Rate

2.5%

Cash-on-Cash

-16.7%