Is Harvey County, KS good for real estate investing?

Harvey County has an investment score of 69/100, rated as "Buy". The county ranks #168 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Harvey?

The rent-to-price ratio in Harvey County is 5.95% annually, which ranks in the 48th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Harvey?

The median home price in Harvey County is $183,678. This ranks #171 in affordability among all US counties.

Can you cash flow on rental properties in Harvey?

Based on median values with 20% down at current rates, a typical rental in Harvey County would generate negative cash flow of $372/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Harvey County

KansasPopulation: 33,959

/100

Buy

#168 of 1,000 counties

#49 in Kansas (105 counties)

Market Snapshot

$183,678

Median Home Price

33% below national median

$910/mo

Median Rent

39% below national median

5.95%

Rent-to-Price Ratio

Top 52% nationally

-$372

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$183,678

Down Payment (20%)$36,736

Loan Amount$146,942

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$910

Monthly P&I-$963

Est. Expenses (35%)-$319

Net Cash Flow-$372/mo

3.9%

Cap Rate (all cash)

-10.6%

Cash-on-Cash Return

5.95%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

69/100

Cash Flow(30%)

59/100

Based on 5.95% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

80/100

Based on 3.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

91/100

Price-to-income ratio of 2.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$372/mo)
-Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Economic Indicators

Population

33,959

Median Income

$70,685

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.6x

Very affordable

Compare to Nearby Counties

County					Verdict
BartonKS	70	$119,265	$823	8.28%	Buy	View
MitchellKS	70	$135,236	Est. pending	—	Buy	View
CurrentHarveyKS	69	$183,678	$910	5.95%	Buy
OttawaKS	69	$170,676	Est. pending	—	Buy	View
ButlerKS	68	$241,761	$1,221	6.06%	Buy	View
JeffersonKS	68	$269,844	Est. pending	—	Buy	View

The Bottom Line

BuyHarvey offers solid investment potential with good cash flow or appreciation prospects.

Harvey County in Kansas scores 69/100, ranking #168 of 1,000 US counties (top 17%). The 5.95% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-372/mo

Cap Rate

3.9%

Cash-on-Cash

-10.6%

Ready to Analyze a Deal in Harvey?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$183,678

Down Payment (20%)$36,736

Loan Amount$146,942

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$910

Monthly P&I-$963

Est. Expenses (35%)-$319

Net Cash Flow-$372/mo

3.9%

Cap Rate (all cash)

-10.6%

Cash-on-Cash Return

5.95%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

69/100

Cash Flow(30%)

59/100

Based on 5.95% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

80/100

Based on 3.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

91/100

Price-to-income ratio of 2.6x. Lower ratios indicate more affordable markets.

County

Verdict

BartonKS

$119,265

$823

8.28%

Buy

View

MitchellKS

$135,236

Est. pending

—

Buy

View

CurrentHarveyKS

$183,678

$910

5.95%

Buy

OttawaKS

$170,676

Est. pending

—

Buy

View

ButlerKS

$241,761

$1,221

6.06%

Buy

View

JeffersonKS

$269,844

Est. pending

—

Buy

View

The Bottom Line

BuyHarvey offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-372/mo

Cap Rate

3.9%

Cash-on-Cash

-10.6%