RentalCalcs
ToolsMarket MapMy DealsPricingBlog
Start Free
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapKentuckyLaurel

Laurel County

KentuckyPopulation: 62,442
72
/100
Buy
#89 of 1,000 counties
#27 in Kentucky (120 counties)

Market Snapshot

$183,971
Median Home Price
33% below national median
$1,025/mo
Median Rent
32% below national median
6.69%
Rent-to-Price Ratio
Top 30% nationally
-$298
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$183,971
Down Payment (20%)$36,794
Loan Amount$147,177
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,025
Monthly P&I-$964
Est. Expenses (35%)-$359
Net Cash Flow-$298/mo
4.3%
Cap Rate (all cash)
-8.4%
Cash-on-Cash Return
6.69%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
72/100
72
Cash Flow(30%)
67/100

Based on 6.69% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
94/100

Based on 7.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
79/100

Price-to-income ratio of 3.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.69%)
  • +Strong price appreciation (+7.8% YoY)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$298/mo)
  • -Negative leverage (cap rate 4.3% < mortgage rate 6.9%)

Economic Indicators

Population
62,442
Median Income
$53,693
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.4x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
RowanKY
74$181,930Est. pending—BuyView
CurrentLaurelKY
72$183,971$1,0256.69%Buy
DaviessKY
72$206,762$1,4148.21%BuyView
McCrackenKY
72$187,133Est. pending—BuyView
LincolnKY
71$199,705Est. pending—BuyView
HarrisonKY
70$227,218Est. pending—BuyView

The Bottom Line

BuyLaurel offers solid investment potential with good cash flow or appreciation prospects.

Laurel County in Kentucky scores 72/100, ranking #89 of 1,000 US counties (top 9%). The 6.69% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow
$-298/mo
Cap Rate
4.3%
Cash-on-Cash
-8.4%

Ready to Analyze a Deal in Laurel?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets