Is Saint Bernard Parish, LA good for real estate investing?

Saint Bernard Parish has an investment score of 61/100, rated as "Buy". The county ranks #461 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Saint Bernard Parish?

The rent-to-price ratio in Saint Bernard Parish is 8.51% annually, which ranks in the 95th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Saint Bernard Parish?

The median home price in Saint Bernard Parish is $206,030. This ranks #245 in affordability among all US counties.

Can you cash flow on rental properties in Saint Bernard Parish?

Based on median values with 20% down at current rates, a typical rental in Saint Bernard Parish would generate negative cash flow of $131/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Saint Bernard Parish

LouisianaPopulation: 44,038

/100

Buy

#461 of 1,000 counties

#27 in Louisiana (64 counties)

Market Snapshot

$206,030

Median Home Price

25% below national median

$1,461/mo

Median Rent

2% below national median

8.51%

Rent-to-Price Ratio

Top 5% nationally

-$131

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$206,030

Down Payment (20%)$41,206

Loan Amount$164,824

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,461

Monthly P&I-$1,080

Est. Expenses (35%)-$512

Net Cash Flow-$131/mo

5.5%

Cap Rate (all cash)

-3.3%

Cash-on-Cash Return

8.51%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

85/100

Based on 8.51% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

31/100

Based on -3.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

75/100

Price-to-income ratio of 3.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (8.51%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-3.8% YoY)
-Negative leverage (cap rate 5.5% < mortgage rate 6.9%)

Economic Indicators

Population

44,038

Median Income

$55,857

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.7x

Moderately affordable

Compare to Nearby Counties

County					Verdict
Lafayette ParishLA	62	$230,132	$1,371	7.15%	Buy	View
Saint James ParishLA	62	$193,087	Est. pending	—	Buy	View
CurrentSaint Bernard ParishLA	61	$206,030	$1,461	8.51%	Buy
Rapides ParishLA	61	$165,369	$972	7.05%	Buy	View
Union ParishLA	61	$146,817	Est. pending	—	Buy	View
Bossier ParishLA	61	$237,022	$1,359	6.88%	Buy	View

The Bottom Line

BuySaint Bernard Parish offers solid investment potential with good cash flow or appreciation prospects.

Saint Bernard Parish in Louisiana scores 61/100, ranking #461 of 1,000 US counties (top 46%). The 8.51% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-131/mo

Cap Rate

5.5%

Cash-on-Cash

-3.3%

Ready to Analyze a Deal in Saint Bernard Parish?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

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Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$206,030

Down Payment (20%)$41,206

Loan Amount$164,824

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,461

Monthly P&I-$1,080

Est. Expenses (35%)-$512

Net Cash Flow-$131/mo

5.5%

Cap Rate (all cash)

-3.3%

Cash-on-Cash Return

8.51%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

85/100

Based on 8.51% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

31/100

Based on -3.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

75/100

Price-to-income ratio of 3.7x. Lower ratios indicate more affordable markets.

Compare to Nearby Counties

County					Verdict
Lafayette ParishLA	62	$230,132	$1,371	7.15%	Buy	View
Saint James ParishLA	62	$193,087	Est. pending	—	Buy	View
CurrentSaint Bernard ParishLA	61	$206,030	$1,461	8.51%	Buy
Rapides ParishLA	61	$165,369	$972	7.05%	Buy	View
Union ParishLA	61	$146,817	Est. pending	—	Buy	View
Bossier ParishLA	61	$237,022	$1,359	6.88%	Buy	View

The Bottom Line

BuySaint Bernard Parish offers solid investment potential with good cash flow or appreciation prospects.

Saint Bernard Parish in Louisiana scores 61/100, ranking #461 of 1,000 US counties (top 46%). The 8.51% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-131/mo

Cap Rate

5.5%

Cash-on-Cash

-3.3%