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Market MapMaineHancock

Hancock County

MainePopulation: 55,851
47
/100
Hold
#850 of 1,000 counties
#12 in Maine (16 counties)

Market Snapshot

$405,160
Median Home Price
48% above national median
$1,905/mo
Median Rent
27% above national median
5.64%
Rent-to-Price Ratio
Top 59% nationally
-$885
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$405,160
Down Payment (20%)$81,032
Loan Amount$324,128
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,905
Monthly P&I-$2,124
Est. Expenses (35%)-$667
Net Cash Flow-$885/mo
3.7%
Cap Rate (all cash)
-11.4%
Cash-on-Cash Return
5.64%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
47/100
47
Cash Flow(30%)
55/100

Based on 5.64% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
44/100

Based on -1.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
37/100

Price-to-income ratio of 6.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Declining home values (-1.2% YoY)
  • -Negative cash flow at typical financing (-$885/mo)
  • -Negative leverage (cap rate 3.7% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Economic Indicators

Population
55,851
Median Income
$64,149
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.3x
Less affordable

Compare to Nearby Counties

CountyVerdict
SagadahocME
50$416,709$1,9005.47%HoldView
WaldoME
49$323,777Est. pending—HoldView
YorkME
48$508,027$2,0644.88%HoldView
CurrentHancockME
47$405,160$1,9055.64%Hold
CumberlandME
47$540,099$2,3315.18%HoldView
OxfordME
47$311,159$1,3505.21%HoldView

The Bottom Line

HoldHancock is a neutral market. Consider house hacking or targeting below-market deals.

Hancock County in Maine scores 47/100, ranking #850 of 1,000 US counties (top 85%). The 5.64% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-885/mo
Cap Rate
3.7%
Cash-on-Cash
-11.4%

Ready to Analyze a Deal in Hancock?

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