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Market MapCape Coral, FL
Metropolitan Area

Cape Coral, FL

Florida0
45
/100
Hold
#789 of 894 metros
Top 88% nationally for investing

Market Snapshot

$339,141
Median Home Price
39% above national median
$1,856/mo
Median Rent
34% above national median
6.57%
Rent-to-Price Ratio
Top 37% nationally
-$572
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$339,141
Down Payment (20%)$67,828
Loan Amount$271,313
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,856
Monthly P&I-$1,778
Est. Expenses (35%)-$650
Net Cash Flow-$572/mo
4.3%
Cap Rate (all cash)
-8.8%
Cash-on-Cash Return
6.57%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
45/100
45
Cash Flow(30%)
66/100

Based on 6.57% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
4/100

Based on -10.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
57/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-10.0% YoY)
  • -Negative cash flow at typical financing (-$572/mo)
  • -Negative leverage (cap rate 4.3% < mortgage rate 6.9%)

Counties in Cape Coral, FL

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Buffalo, NY
Buffalo, NY
65$273,962$1,3495.91%BuyView
Columbia, SC
Columbia, SC
65$248,071$1,5627.56%BuyView
St. Louis, MO
St. Louis, MO
65$263,197$1,3976.37%BuyView
Louisville, KY
Louisville, KY
65$268,531$1,3486.02%BuyView
Little Rock, AR
Little Rock, AR
65$223,834$1,2106.49%BuyView
Current
Cape Coral, FL
45$339,141$1,8566.57%Hold

The Bottom Line

HoldCape Coral, FL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Cape Coral, FL metro area scores 45/100, ranking #789 of 894 US metros (top 88%). The 6.57% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-572/mo
Cap Rate
4.3%
Cash-on-Cash
-10.1%

Ready to Invest in Cape Coral, FL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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