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Market MapSavannah, GA
Metropolitan Area

Savannah, GA

Georgia04 counties
52
/100
Hold
#677 of 894 metros
Top 76% nationally for investing

Market Snapshot

$346,620
Median Home Price
42% above national median
$1,806/mo
Median Rent
30% above national median
6.25%
Rent-to-Price Ratio
Top 44% nationally
-$643
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$346,620
Down Payment (20%)$69,324
Loan Amount$277,296
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,806
Monthly P&I-$1,817
Est. Expenses (35%)-$632
Net Cash Flow-$643/mo
4.1%
Cap Rate (all cash)
-9.7%
Cash-on-Cash Return
6.25%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
52/100
52
Cash Flow(30%)
63/100

Based on 6.25% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
39/100

Based on -2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
56/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)
  • +Multiple counties (4) for portfolio diversification

Challenges

  • -Declining home values (-2.0% YoY)
  • -Negative cash flow at typical financing (-$643/mo)
  • -Negative leverage (cap rate 4.1% < mortgage rate 6.9%)

Counties in Savannah, GA

Best Overall
Liberty
GA - Score: 67
Verdict
LibertyGA
65,55067$242,386$1,7288.55%BuyView
EffinghamGA
65,31462$337,604$2,1777.74%BuyView
BryanGA
44,99555$394,501$2,0336.18%HoldView
ChathamGA
296,26650$336,961$1,7396.19%HoldView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Sturgis, MI
Sturgis, MI
72$208,482Est.BuyView
Toledo, OH
Toledo, OH
72$194,475$1,1567.14%BuyView
Syracuse, NY
Syracuse, NY
72$248,808$1,5707.57%BuyView
Hutchinson, KS
Hutchinson, KS
72$147,898$8036.52%BuyView
Sayre, PA
Sayre, PA
72$193,701$1,1647.21%BuyView
Current
Savannah, GA
52$346,620$1,8066.25%Hold

The Bottom Line

HoldSavannah, GA is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Savannah, GA metro area scores 52/100, ranking #677 of 894 US metros (top 76%). The 6.25% rent-to-price ratio indicates moderate cash flow potential. Among 4 counties, Liberty shows the strongest investment potential (score: 67). Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-643/mo
Cap Rate
4.1%
Cash-on-Cash
-11.1%

Ready to Invest in Savannah, GA?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountyLiberty
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