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Market MapMissouriPlatte

Platte County

MissouriPopulation: 107,033Kansas City, MO Metro
56
/100
Hold
#440 of 1,000 counties
#90 in Missouri (113 counties)

Market Snapshot

$375,490
Median Home Price
61% above national median
$1,626/mo
Median Rent
8% above national median
5.20%
Rent-to-Price Ratio
Top 69% nationally
-$911
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$375,490
Down Payment (20%)$75,098
Loan Amount$300,392
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,626
Monthly P&I-$1,968
Est. Expenses (35%)-$569
Net Cash Flow-$911/mo
3.4%
Cap Rate (all cash)
-12.7%
Cash-on-Cash Return
5.20%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
56/100
56
Cash Flow(30%)
48/100

Based on 5.20% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
61/100

Based on 1.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
69/100

Price-to-income ratio of 4.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (5.20%)
  • -Negative cash flow at typical financing (-$911/mo)
  • -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)

Economic Indicators

Population
107,033
Median Income
$92,543
vs $57,025 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.1x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
WebsterMO
58$255,930Est. pending—HoldView
LacledeMO
57$225,955$8754.65%HoldView
CurrentPlatteMO
56$375,490$1,6265.20%Hold
DallasMO
55$229,545Est. pending—HoldView
CarrollMO
55$157,728Est. pending—HoldView
OregonMO
54$165,121Est. pending—HoldView

The Bottom Line

HoldPlatte is a neutral market. Consider house hacking or targeting below-market deals.

Platte County in Missouri scores 56/100, ranking #440 of 1,000 US counties (top 58%). The 5.20% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-911/mo
Cap Rate
3.4%
Cash-on-Cash
-12.7%

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