Is Freeborn County, MN good for real estate investing?

Freeborn County has an investment score of 64/100, rated as "Buy". The county ranks #340 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Freeborn?

The rent-to-price ratio in Freeborn County is 5.21% annually, which ranks in the 29th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Freeborn?

The median home price in Freeborn County is $186,901. This ranks #179 in affordability among all US counties.

Can you cash flow on rental properties in Freeborn?

Based on median values with 20% down at current rates, a typical rental in Freeborn County would generate negative cash flow of $452/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Freeborn County

MinnesotaPopulation: 30,857

/100

Buy

#340 of 1,000 counties

#55 in Minnesota (87 counties)

Market Snapshot

$186,901

Median Home Price

32% below national median

$812/mo

Median Rent

46% below national median

5.21%

Rent-to-Price Ratio

Top 71% nationally

-$452

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$186,901

Down Payment (20%)$37,380

Loan Amount$149,521

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$812

Monthly P&I-$980

Est. Expenses (35%)-$284

Net Cash Flow-$452/mo

3.4%

Cap Rate (all cash)

-12.6%

Cash-on-Cash Return

5.21%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

48/100

Based on 5.21% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

77/100

Based on 2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

87/100

Price-to-income ratio of 2.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Below-average rent-to-price ratio (5.21%)
-Negative cash flow at typical financing (-$452/mo)
-Negative leverage (cap rate 3.4% < mortgage rate 6.9%)

Economic Indicators

Population

30,857

Median Income

$65,679

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.8x

Very affordable

Compare to Nearby Counties

County					Verdict
CurrentFreebornMN	64	$186,901	$812	5.21%	Buy
BeckerMN	64	$341,294	Est. pending	—	Buy	View
MorrisonMN	64	$297,095	Est. pending	—	Buy	View
CassMN	64	$324,730	Est. pending	—	Buy	View
PineMN	64	$250,932	Est. pending	—	Buy	View
ChisagoMN	63	$371,543	Est. pending	—	Buy	View

The Bottom Line

BuyFreeborn offers solid investment potential with good cash flow or appreciation prospects.

Freeborn County in Minnesota scores 64/100, ranking #340 of 1,000 US counties (top 34%). The 5.21% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-452/mo

Cap Rate

3.4%

Cash-on-Cash

-12.6%

Ready to Analyze a Deal in Freeborn?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$186,901

Down Payment (20%)$37,380

Loan Amount$149,521

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$812

Monthly P&I-$980

Est. Expenses (35%)-$284

Net Cash Flow-$452/mo

3.4%

Cap Rate (all cash)

-12.6%

Cash-on-Cash Return

5.21%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

48/100

Based on 5.21% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

77/100

Based on 2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

87/100

Price-to-income ratio of 2.8x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentFreebornMN

$186,901

$812

5.21%

Buy

BeckerMN

$341,294

Est. pending

—

Buy

View

MorrisonMN

$297,095

Est. pending

—

Buy

View

CassMN

$324,730

Est. pending

—

Buy

View

PineMN

$250,932

Est. pending

—

Buy

View

ChisagoMN

$371,543

Est. pending

—

Buy

View

The Bottom Line

BuyFreeborn offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-452/mo

Cap Rate

3.4%

Cash-on-Cash

-12.6%