RentalCalcs
ToolsMarket MapMy DealsPricingBlog
Start Free
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapMissouriLafayette

Lafayette County

MissouriPopulation: 32,858
67
/100
Buy
#222 of 1,000 counties
#39 in Missouri (113 counties)

Market Snapshot

$229,291
Median Home Price
16% below national median
$1,000/mo
Median Rent
33% below national median
5.23%
Rent-to-Price Ratio
Top 69% nationally
-$552
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$229,291
Down Payment (20%)$45,858
Loan Amount$183,433
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,000
Monthly P&I-$1,202
Est. Expenses (35%)-$350
Net Cash Flow-$552/mo
3.4%
Cap Rate (all cash)
-12.6%
Cash-on-Cash Return
5.23%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
49/100

Based on 5.23% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
92/100

Based on 7.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
86/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+7.1% YoY)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (5.23%)
  • -Negative cash flow at typical financing (-$552/mo)
  • -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)

Economic Indicators

Population
32,858
Median Income
$78,397
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.9x
Very affordable

Compare to Nearby Counties

CountyVerdict
PulaskiMO
68$221,862$1,1636.29%BuyView
CallawayMO
68$253,585Est. pending—BuyView
CurrentLafayetteMO
67$229,291$1,0005.23%Buy
CassMO
67$326,634$1,7176.31%BuyView
NewtonMO
67$235,793$1,3226.73%BuyView
BarryMO
67$235,532Est. pending—BuyView

The Bottom Line

BuyLafayette offers solid investment potential with good cash flow or appreciation prospects.

Lafayette County in Missouri scores 67/100, ranking #222 of 1,000 US counties (top 22%). The 5.23% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-552/mo
Cap Rate
3.4%
Cash-on-Cash
-12.6%

Ready to Analyze a Deal in Lafayette?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets