Is York County, SC good for real estate investing?

York County has an investment score of 49/100, rated as "Hold". The county ranks #803 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in York?

The rent-to-price ratio in York County is 5.13% annually, which ranks in the 28th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in York?

The median home price in York County is $385,981. This ranks #781 in affordability among all US counties.

Can you cash flow on rental properties in York?

Based on median values with 20% down at current rates, a typical rental in York County would generate negative cash flow of $951/month. Individual property performance varies based on purchase price, rent, and operating expenses.

York County

South CarolinaPopulation: 282,987

/100

Hold

#803 of 1,000 counties

#23 in South Carolina (46 counties)

Market Snapshot

$385,981

Median Home Price

41% above national median

$1,650/mo

Median Rent

10% above national median

5.13%

Rent-to-Price Ratio

Top 72% nationally

-$951

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$385,981

Down Payment (20%)$77,196

Loan Amount$308,785

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,650

Monthly P&I-$2,023

Est. Expenses (35%)-$577

Net Cash Flow-$951/mo

3.3%

Cap Rate (all cash)

-12.8%

Cash-on-Cash Return

5.13%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

49/100

Cash Flow(30%)

47/100

Based on 5.13% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

43/100

Based on -1.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

58/100

Price-to-income ratio of 4.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (5.13%)
-Declining home values (-1.3% YoY)
-Negative cash flow at typical financing (-$951/mo)
-Negative leverage (cap rate 3.3% < mortgage rate 6.9%)

Economic Indicators

Population

282,987

Median Income

$80,158

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.8x

Moderately affordable

Compare to Nearby Counties

County					Verdict
HorrySC	51	$313,508	$1,709	6.54%	Hold	View
CurrentYorkSC	49	$385,981	$1,650	5.13%	Hold
ChesterSC	49	$210,532	Est. pending	—	Hold	View
LancasterSC	48	$384,904	$1,691	5.27%	Hold	View
ChesterfieldSC	48	$168,630	Est. pending	—	Hold	View
LaurensSC	47	$189,376	$1,013	6.42%	Hold	View

The Bottom Line

HoldYork is a neutral market. Consider house hacking or targeting below-market deals.

York County in South Carolina scores 49/100, ranking #803 of 1,000 US counties (top 80%). The 5.13% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-951/mo

Cap Rate

3.3%

Cash-on-Cash

-12.8%

Ready to Analyze a Deal in York?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$385,981

Down Payment (20%)$77,196

Loan Amount$308,785

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,650

Monthly P&I-$2,023

Est. Expenses (35%)-$577

Net Cash Flow-$951/mo

3.3%

Cap Rate (all cash)

-12.8%

Cash-on-Cash Return

5.13%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

49/100

Cash Flow(30%)

47/100

Based on 5.13% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

43/100

Based on -1.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

58/100

Price-to-income ratio of 4.8x. Lower ratios indicate more affordable markets.

County

Verdict

HorrySC

$313,508

$1,709

6.54%

Hold

View

CurrentYorkSC

$385,981

$1,650

5.13%

Hold

ChesterSC

$210,532

Est. pending

—

Hold

View

LancasterSC

$384,904

$1,691

5.27%

Hold

View

ChesterfieldSC

$168,630

Est. pending

—

Hold

View

LaurensSC

$189,376

$1,013

6.42%

Hold

View

The Bottom Line

HoldYork is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-951/mo

Cap Rate

3.3%

Cash-on-Cash

-12.8%