Is Llano County, TX good for real estate investing?

Llano County has an investment score of 35/100, rated as "Avoid". The county ranks #987 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Llano?

The rent-to-price ratio in Llano County is 3.98% annually, which ranks in the 5th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Llano?

The median home price in Llano County is $451,373. This ranks #874 in affordability among all US counties.

Can you cash flow on rental properties in Llano?

Based on median values with 20% down at current rates, a typical rental in Llano County would generate negative cash flow of $1,393/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Llano County

TexasPopulation: 21,637

/100

Avoid

#987 of 1,000 counties

#240 in Texas (243 counties)

Market Snapshot

$451,373

Median Home Price

65% above national median

$1,497/mo

Median Rent

0% below national median

3.98%

Rent-to-Price Ratio

Top 95% nationally

-$1,393

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$451,373

Down Payment (20%)$90,275

Loan Amount$361,098

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,497

Monthly P&I-$2,366

Est. Expenses (35%)-$524

Net Cash Flow-$1,393/mo

2.6%

Cap Rate (all cash)

-16.1%

Cash-on-Cash Return

3.98%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

35/100

Cash Flow(30%)

30/100

Based on 3.98% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

29/100

Based on -4.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

30/100

Price-to-income ratio of 7.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (3.98%)
-Declining home values (-4.2% YoY)
-Negative cash flow at typical financing (-$1,393/mo)
-Negative leverage (cap rate 2.6% < mortgage rate 6.9%)

Economic Indicators

Population

21,637

Median Income

$64,241

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

7.0x

Less affordable

Compare to Nearby Counties

County					Verdict
DentonTX	44	$439,641	$1,680	4.58%	Avoid	View
AndersonTX	43	$206,425	Est. pending	—	Avoid	View
WilliamsonTX	42	$402,356	$1,550	4.62%	Avoid	View
CherokeeTX	41	$226,862	Est. pending	—	Avoid	View
TravisTX	36	$467,178	$1,595	4.10%	Avoid	View
CurrentLlanoTX	35	$451,373	$1,497	3.98%	Avoid

The Bottom Line

AvoidLlano may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Llano County in Texas scores 35/100, ranking #987 of 1,000 US counties (top 99%). The 3.98% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-1,393/mo

Cap Rate

2.6%

Cash-on-Cash

-16.1%

Ready to Analyze a Deal in Llano?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$451,373

Down Payment (20%)$90,275

Loan Amount$361,098

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,497

Monthly P&I-$2,366

Est. Expenses (35%)-$524

Net Cash Flow-$1,393/mo

2.6%

Cap Rate (all cash)

-16.1%

Cash-on-Cash Return

3.98%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

35/100

Cash Flow(30%)

30/100

Based on 3.98% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

29/100

Based on -4.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

30/100

Price-to-income ratio of 7.0x. Lower ratios indicate more affordable markets.

County

Verdict

DentonTX

$439,641

$1,680

4.58%

Avoid

View

AndersonTX

$206,425

Est. pending

—

Avoid

View

WilliamsonTX

$402,356

$1,550

4.62%

Avoid

View

CherokeeTX

$226,862

Est. pending

—

Avoid

View

TravisTX

$467,178

$1,595

4.10%

Avoid

View

CurrentLlanoTX

$451,373

$1,497

3.98%

Avoid

The Bottom Line

AvoidLlano may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

$-1,393/mo

Cap Rate

2.6%

Cash-on-Cash

-16.1%