Is Graham County, AZ good for real estate investing?

Graham County has an investment score of 68/100, rated as "Buy". The county ranks #191 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Graham?

The rent-to-price ratio in Graham County is 7.41% annually, which ranks in the 85th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Graham?

The median home price in Graham County is $292,893. This ranks #552 in affordability among all US counties.

Can you cash flow on rental properties in Graham?

Based on median values with 20% down at current rates, a typical rental in Graham County would generate negative cash flow of $360/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Graham County

ArizonaPopulation: 38,453

/100

Buy

#191 of 1,000 counties

#1 in Arizona (15 counties)

Market Snapshot

$292,893

Median Home Price

7% above national median

$1,808/mo

Median Rent

21% above national median

7.41%

Rent-to-Price Ratio

Top 15% nationally

-$360

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$292,893

Down Payment (20%)$58,579

Loan Amount$234,314

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,808

Monthly P&I-$1,535

Est. Expenses (35%)-$633

Net Cash Flow-$360/mo

4.8%

Cap Rate (all cash)

-6.4%

Cash-on-Cash Return

7.41%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

74/100

Based on 7.41% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

85/100

Based on 4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

61/100

Price-to-income ratio of 4.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.41%)
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$360/mo)
-Negative leverage (cap rate 4.8% < mortgage rate 6.9%)

Economic Indicators

Population

38,453

Median Income

$64,089

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.6x

Moderately affordable

Compare to Nearby Counties

County					Verdict
CurrentGrahamAZ	68	$292,893	$1,808	7.41%	Buy
CochiseAZ	60	$256,552	$1,312	6.14%	Buy	View
YumaAZ	58	$277,098	$1,381	5.98%	Hold	View
La PazAZ	55	$264,493	Est. pending	—	Hold	View
Santa CruzAZ	52	$272,830	$1,325	5.83%	Hold	View
PinalAZ	50	$364,073	$1,847	6.09%	Hold	View

The Bottom Line

BuyGraham offers solid investment potential with good cash flow or appreciation prospects.

Graham County in Arizona scores 68/100, ranking #191 of 1,000 US counties (top 19%). The 7.41% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-360/mo

Cap Rate

4.8%

Cash-on-Cash

-6.4%

Ready to Analyze a Deal in Graham?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$292,893

Down Payment (20%)$58,579

Loan Amount$234,314

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,808

Monthly P&I-$1,535

Est. Expenses (35%)-$633

Net Cash Flow-$360/mo

4.8%

Cap Rate (all cash)

-6.4%

Cash-on-Cash Return

7.41%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

74/100

Based on 7.41% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

85/100

Based on 4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

61/100

Price-to-income ratio of 4.6x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentGrahamAZ

$292,893

$1,808

7.41%

Buy

CochiseAZ

$256,552

$1,312

6.14%

Buy

View

YumaAZ

$277,098

$1,381

5.98%

Hold

View

La PazAZ

$264,493

Est. pending

—

Hold

View

Santa CruzAZ

$272,830

$1,325

5.83%

Hold

View

PinalAZ

$364,073

$1,847

6.09%

Hold

View

The Bottom Line

BuyGraham offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-360/mo

Cap Rate

4.8%

Cash-on-Cash

-6.4%