Is Saint Lucie County, FL good for real estate investing?

Saint Lucie County has an investment score of 51/100, rated as "Hold". The county ranks #764 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Saint Lucie?

The rent-to-price ratio in Saint Lucie County is 7.51% annually, which ranks in the 85th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Saint Lucie?

The median home price in Saint Lucie County is $367,976. This ranks #875 in affordability among all US counties.

Can you cash flow on rental properties in Saint Lucie?

Based on median values with 20% down at current rates, a typical rental in Saint Lucie County would generate negative cash flow of $433/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Saint Lucie County

FloridaPopulation: 334,682Port St. Lucie, FL Metro

/100

Hold

#764 of 1,000 counties

#25 in Florida (67 counties)

Market Snapshot

$367,976

Median Home Price

61% above national median

$2,302/mo

Median Rent

69% above national median

7.51%

Rent-to-Price Ratio

Top 15% nationally

-$433

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$367,976

Down Payment (20%)$73,595

Loan Amount$294,381

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,302

Monthly P&I-$1,929

Est. Expenses (35%)-$806

Net Cash Flow-$433/mo

4.9%

Cap Rate (all cash)

-6.1%

Cash-on-Cash Return

7.51%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

51/100

Cash Flow(30%)

75/100

Based on 7.51% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

26/100

Based on -4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

47/100

Price-to-income ratio of 5.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.51%)
+Complete rent data available

Challenges

-Declining home values (-4.7% YoY)
-Negative cash flow at typical financing (-$433/mo)
-Negative leverage (cap rate 4.9% < mortgage rate 6.9%)

Economic Indicators

Population

334,682

Median Income

$66,154

vs $51,665 national est.

Unemployment Rate

—

Data pending

Price-to-Income

5.6x

Less affordable

Compare to Nearby Counties

County					Verdict
MadisonFL	52	$207,894	Est. pending	—	Hold	View
CurrentSaint LucieFL	51	$367,976	$2,302	7.51%	Hold
GilchristFL	51	$296,315	Est. pending	—	Hold	View
BradfordFL	50	$238,717	Est. pending	—	Hold	View
WashingtonFL	50	$207,975	Est. pending	—	Hold	View
SuwanneeFL	50	$262,511	Est. pending	—	Hold	View

The Bottom Line

HoldSaint Lucie is a neutral market. Consider house hacking or targeting below-market deals.

Saint Lucie County in Florida scores 51/100, ranking #764 of 1,000 US counties (top 76%). The 7.51% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-433/mo

Cap Rate

4.9%

Cash-on-Cash

-6.1%

Ready to Analyze a Deal in Saint Lucie?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$367,976

Down Payment (20%)$73,595

Loan Amount$294,381

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,302

Monthly P&I-$1,929

Est. Expenses (35%)-$806

Net Cash Flow-$433/mo

4.9%

Cap Rate (all cash)

-6.1%

Cash-on-Cash Return

7.51%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

51/100

Cash Flow(30%)

75/100

Based on 7.51% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

26/100

Based on -4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

47/100

Price-to-income ratio of 5.6x. Lower ratios indicate more affordable markets.

Compare to Nearby Counties

County					Verdict
MadisonFL	52	$207,894	Est. pending	—	Hold	View
CurrentSaint LucieFL	51	$367,976	$2,302	7.51%	Hold
GilchristFL	51	$296,315	Est. pending	—	Hold	View
BradfordFL	50	$238,717	Est. pending	—	Hold	View
WashingtonFL	50	$207,975	Est. pending	—	Hold	View
SuwanneeFL	50	$262,511	Est. pending	—	Hold	View

The Bottom Line

HoldSaint Lucie is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-433/mo

Cap Rate

4.9%

Cash-on-Cash

-6.1%