Is Kendall County, IL good for real estate investing?

Kendall County has an investment score of 70/100, rated as "Buy". The county ranks #115 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Kendall?

The rent-to-price ratio in Kendall County is 7.27% annually, which ranks in the 82th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Kendall?

The median home price in Kendall County is $380,573. This ranks #817 in affordability among all US counties.

Can you cash flow on rental properties in Kendall?

Based on median values with 20% down at current rates, a typical rental in Kendall County would generate negative cash flow of $495/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Kendall County

IllinoisPopulation: 132,795Chicago, IL Metro

/100

Buy

#115 of 1,000 counties

#54 in Illinois (102 counties)

Market Snapshot

$380,573

Median Home Price

63% above national median

$2,307/mo

Median Rent

53% above national median

7.27%

Rent-to-Price Ratio

Top 18% nationally

-$495

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$380,573

Down Payment (20%)$76,115

Loan Amount$304,458

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,307

Monthly P&I-$1,995

Est. Expenses (35%)-$807

Net Cash Flow-$495/mo

4.7%

Cap Rate (all cash)

-6.8%

Cash-on-Cash Return

7.27%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

70/100

Cash Flow(30%)

73/100

Based on 7.27% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 4.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

76/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.27%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$495/mo)
-Negative leverage (cap rate 4.7% < mortgage rate 6.9%)

Economic Indicators

Population

132,795

Median Income

$106,358

vs $57,025 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.6x

Moderately affordable

Compare to Nearby Counties

County					Verdict
McHenryIL	71	$349,331	$2,114	7.26%	Buy	View
CurrentKendallIL	70	$380,573	$2,307	7.27%	Buy
CookIL	70	$314,517	$2,113	8.06%	Buy	View
McLeanIL	70	$249,958	$1,360	6.53%	Buy	View
LakeIL	69	$374,727	$2,083	6.67%	Buy	View
WillIL	69	$361,064	$2,121	7.05%	Buy	View

The Bottom Line

BuyKendall offers solid investment potential with good cash flow or appreciation prospects.

Kendall County in Illinois scores 70/100, ranking #115 of 1,000 US counties (top 15%). The 7.27% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-495/mo

Cap Rate

4.7%

Cash-on-Cash

-6.8%

Ready to Analyze a Deal in Kendall?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$380,573

Down Payment (20%)$76,115

Loan Amount$304,458

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,307

Monthly P&I-$1,995

Est. Expenses (35%)-$807

Net Cash Flow-$495/mo

4.7%

Cap Rate (all cash)

-6.8%

Cash-on-Cash Return

7.27%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

70/100

Cash Flow(30%)

73/100

Based on 7.27% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 4.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

76/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

County

Verdict

McHenryIL

$349,331

$2,114

7.26%

Buy

View

CurrentKendallIL

$380,573

$2,307

7.27%

Buy

CookIL

$314,517

$2,113

8.06%

Buy

View

McLeanIL

$249,958

$1,360

6.53%

Buy

View

LakeIL

$374,727

$2,083

6.67%

Buy

View

WillIL

$361,064

$2,121

7.05%

Buy

View

The Bottom Line

BuyKendall offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-495/mo

Cap Rate

4.7%

Cash-on-Cash

-6.8%