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Market MapIllinoisPutnam

Putnam County

IllinoisPopulation: 5,628
73
/100
Buy
#61 of 1,000 counties
#48 in Illinois (102 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$180,086
Median Home Price
23% below national median
$10,693/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
73/100
73
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
74/100

Based on 2.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
94/100

Price-to-income ratio of 2.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
5,628
Median Income
$75,726
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.4x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
TazewellIL
74$178,135$1,1257.58%BuyView
CurrentPutnamIL
73$180,086Est. pending—Buy
La SalleIL
73$184,104$1,1127.25%BuyView
WoodfordIL
72$220,926Est. pending—BuyView
WilliamsonIL
72$152,606$1,0678.39%BuyView
MadisonIL
72$187,237$1,0957.02%BuyView

The Bottom Line

BuyPutnam offers solid investment potential with positive cash flow at typical financing.

Putnam County in Illinois scores 73/100, ranking #61 of 1,000 US counties (top 8%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Putnam with stronger cash flow

  • Williamson County for cash-flow rentals
  • Tazewell County for cash-flow rentals
  • La Salle County for cash-flow rentals

Cheaper alternatives to Putnam

  • Williamson County, lower entry price
  • Tazewell County, lower entry price

Head-to-head comparisons

  • Putnam vs La Salle for rentals
  • Putnam vs Woodford for rentals
  • Putnam vs Williamson for rentals
All counties in Illinois →

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