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Market MapIllinoisSaline

Saline County

IllinoisPopulation: 23,662
48
/100
Hold
#590 of 1,000 counties
#83 in Illinois (102 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$87,840
Median Home Price
62% below national median
$5,216/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
48/100
48
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
8/100

Based on -8.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
100/100

Price-to-income ratio of 1.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Declining home values (-8.7% YoY)
  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
23,662
Median Income
$51,710
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
1.7x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You expect appreciation to carry the deal, but prices have declined year over year

Compare to Nearby Counties

CountyVerdict
DuPageIL
66$416,478$2,0405.88%BuyView
GreeneIL
65$106,001Est. pending—BuyView
CalhounIL
61$184,783Est. pending—BuyView
MonroeIL
60$318,607$9983.76%BuyView
SchuylerIL
49$140,751Est. pending—HoldView
CurrentSalineIL
48$87,840Est. pending—Hold

The Bottom Line

HoldSaline is a neutral market.

Saline County in Illinois scores 48/100, ranking #590 of 1,000 US counties (top 78%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Saline with stronger cash flow

  • DuPage County for cash-flow rentals
  • Monroe County for cash-flow rentals

Head-to-head comparisons

  • Saline vs Schuyler for rentals
  • Saline vs Monroe for rentals
  • Saline vs Calhoun for rentals
All counties in Illinois →

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