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Market MapCedar City, UT
Metropolitan Area

Cedar City, UT

Utah0
52
/100
Hold
#693 of 894 metros
Top 77% nationally for investing

Market Snapshot

$412,278
Median Home Price
62% above national median
$1,496/mo
Median Rent
8% above national median
4.35%
Rent-to-Price Ratio
Top 88% nationally
-$1,189
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$412,278
Down Payment (20%)$82,456
Loan Amount$329,822
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,496
Monthly P&I-$2,161
Est. Expenses (35%)-$524
Net Cash Flow-$1,189/mo
2.8%
Cap Rate (all cash)
-15.1%
Cash-on-Cash Return
4.35%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.8% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
52/100
52
Cash Flow(30%)
35/100

Based on 4.35% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
80/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
42/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (4.35%)
  • -Negative cash flow at typical financing (-$1,189/mo)
  • -Negative leverage (cap rate 2.8% < mortgage rate 6.9%)

Counties in Cedar City, UT

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Waycross, GA
Waycross, GA
72$174,474$1,0257.05%BuyView
Maryville, MO
Maryville, MO
72$222,578Est.BuyView
Auburn, NY
Auburn, NY
72$231,300$1,3406.95%BuyView
Shawnee, OK
Shawnee, OK
72$195,990$1,1346.95%BuyView
Tiffin, OH
Tiffin, OH
72$179,031$9626.44%BuyView
Current
Cedar City, UT
52$412,278$1,4964.35%Hold

The Bottom Line

HoldCedar City, UT is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Cedar City, UT metro area scores 52/100, ranking #693 of 894 US metros (top 77%). The 4.35% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-1,189/mo
Cap Rate
2.8%
Cash-on-Cash
-17.3%

Ready to Invest in Cedar City, UT?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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