RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Support

  • Contact Support
  • My Tickets

Legal

  • Terms of Service
  • Privacy Policy

© 2026 RentalCalcs. All rights reserved.

Market MapGaffney, SC
Metropolitan Area

Gaffney, SC

South Carolina0
57
/100
Hold
#588 of 894 metros
Top 66% nationally for investing

Market Snapshot

$186,845
Median Home Price
27% below national median
$1,056/mo
Median Rent
24% below national median
6.78%
Rent-to-Price Ratio
Top 29% nationally
-$293
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$186,845
Down Payment (20%)$37,369
Loan Amount$149,476
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,056
Monthly P&I-$979
Est. Expenses (35%)-$370
Net Cash Flow-$293/mo
4.4%
Cap Rate (all cash)
-8.2%
Cash-on-Cash Return
6.78%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.4% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
57/100
57
Cash Flow(30%)
68/100

Based on 6.78% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
26/100

Based on -5.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
90/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.78%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-5.0% YoY)
  • -Negative cash flow at typical financing (-$293/mo)
  • -Negative leverage (cap rate 4.4% < mortgage rate 6.9%)

Counties in Gaffney, SC

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Huron, SD
Huron, SD
77$192,112Est.Strong BuyView
Galesburg, IL
Galesburg, IL
77$119,882$8618.62%Strong BuyView
Fort Madison, IA
Fort Madison, IA
77$125,903Est.Strong BuyView
Quincy, IL
Quincy, IL
77$187,232$1,1977.67%Strong BuyView
Ponca City, OK
Ponca City, OK
77$114,874$8068.42%Strong BuyView
Current
Gaffney, SC
57$186,845$1,0566.78%Hold

The Bottom Line

HoldGaffney, SC is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Gaffney, SC metro area scores 57/100, ranking #588 of 894 US metros (top 66%). The 6.78% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow
$-293/mo
Cap Rate
4.4%
Cash-on-Cash
-9.4%

Ready to Invest in Gaffney, SC?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit properties
Explore Other Markets