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Market MapHudson, NY
Metropolitan Area

Hudson, NY

New York0
55
/100
Hold
#638 of 894 metros
Top 71% nationally for investing

Market Snapshot

$484,323
Median Home Price
90% above national median
$2,055/mo
Median Rent
48% above national median
5.09%
Rent-to-Price Ratio
Top 73% nationally
-$1,203
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$484,323
Down Payment (20%)$96,865
Loan Amount$387,458
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,055
Monthly P&I-$2,539
Est. Expenses (35%)-$719
Net Cash Flow-$1,203/mo
3.3%
Cap Rate (all cash)
-13.0%
Cash-on-Cash Return
5.09%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
55/100
55
Cash Flow(30%)
46/100

Based on 5.09% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
90/100

Based on 6.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
31/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Strong price appreciation (+6.0% YoY)
  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (5.09%)
  • -Negative cash flow at typical financing (-$1,203/mo)
  • -Negative leverage (cap rate 3.3% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Counties in Hudson, NY

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Picayune, MS
Picayune, MS
75$200,137$1,3287.96%Strong BuyView
Poplar Bluff, MO
Poplar Bluff, MO
75$168,352$1,0837.72%Strong BuyView
Batavia, NY
Batavia, NY
75$224,174Est.Strong BuyView
Sturgis, MI
Sturgis, MI
75$219,027Est.Strong BuyView
Lewistown, PA
Lewistown, PA
75$196,867Est.Strong BuyView
Current
Hudson, NY
55$484,323$2,0555.09%Hold

The Bottom Line

HoldHudson, NY is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Hudson, NY metro area scores 55/100, ranking #638 of 894 US metros (top 71%). The 5.09% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-1,203/mo
Cap Rate
3.3%
Cash-on-Cash
-14.9%

Ready to Invest in Hudson, NY?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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