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Market MapOntario, OR
Metropolitan Area

Ontario, OR

Oregon0
52
/100
Hold
#677 of 894 metros
Top 76% nationally for investing

Market Snapshot

$360,016
Median Home Price
47% above national median
$1,424/mo
Median Rent
3% above national median
4.75%
Rent-to-Price Ratio
Top 80% nationally
-$962
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$360,016
Down Payment (20%)$72,003
Loan Amount$288,013
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,424
Monthly P&I-$1,887
Est. Expenses (35%)-$498
Net Cash Flow-$961/mo
3.1%
Cap Rate (all cash)
-13.9%
Cash-on-Cash Return
4.75%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.1% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
52/100
52
Cash Flow(30%)
41/100

Based on 4.75% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
67/100

Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
53/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (4.75%)
  • -Negative cash flow at typical financing (-$962/mo)
  • -Negative leverage (cap rate 3.1% < mortgage rate 6.9%)

Counties in Ontario, OR

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Sturgis, MI
Sturgis, MI
72$208,482Est.BuyView
Toledo, OH
Toledo, OH
72$194,475$1,1567.14%BuyView
Syracuse, NY
Syracuse, NY
72$248,808$1,5707.57%BuyView
Hutchinson, KS
Hutchinson, KS
72$147,898$8036.52%BuyView
Sayre, PA
Sayre, PA
72$193,701$1,1647.21%BuyView
Current
Ontario, OR
52$360,016$1,4244.75%Hold

The Bottom Line

HoldOntario, OR is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Ontario, OR metro area scores 52/100, ranking #677 of 894 US metros (top 76%). The 4.75% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-962/mo
Cap Rate
3.1%
Cash-on-Cash
-16.0%

Ready to Invest in Ontario, OR?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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