RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Harris County, TX
  • Maricopa County, AZ
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapPort St. Lucie, FL
Metropolitan Area

Port St. Lucie, FL

Florida02 counties
48
/100
Hold
#748 of 894 metros
Top 84% nationally for investing

Market Snapshot

$377,648
Median Home Price
55% above national median
$2,307/mo
Median Rent
67% above national median
7.33%
Rent-to-Price Ratio
Top 21% nationally
-$480
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$377,648
Down Payment (20%)$75,530
Loan Amount$302,118
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,307
Monthly P&I-$1,980
Est. Expenses (35%)-$808
Net Cash Flow-$480/mo
4.8%
Cap Rate (all cash)
-6.6%
Cash-on-Cash Return
7.33%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
48/100
48
Cash Flow(30%)
73/100

Based on 7.33% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
15/100

Based on -5.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
49/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.33%)
  • +Low unemployment (0.0%)
  • +Multiple counties (2) for portfolio diversification

Challenges

  • -Declining home values (-5.0% YoY)
  • -Negative cash flow at typical financing (-$480/mo)
  • -Negative leverage (cap rate 4.8% < mortgage rate 6.9%)

Counties in Port St. Lucie, FL

Best Overall
Saint Lucie
FL - Score: 52
Verdict
Saint LucieFL
334,68252$365,297$2,3327.66%HoldView
MartinFL
159,39945$434,179$2,3276.43%HoldView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Evansville, IN
Evansville, IN
68$215,725$1,0595.89%BuyView
Tuscaloosa, AL
Tuscaloosa, AL
68$214,334$1,6489.23%BuyView
Carlsbad, NM
Carlsbad, NM
68$229,075$2,20911.57%BuyView
Calhoun, GA
Calhoun, GA
68$270,313$1,7377.71%BuyView
Fort Smith, AR
Fort Smith, AR
68$197,499$1,0406.32%BuyView
Current
Port St. Lucie, FL
48$377,648$2,3077.33%Hold

The Bottom Line

HoldPort St. Lucie, FL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Port St. Lucie, FL metro area scores 48/100, ranking #748 of 894 US metros (top 84%). The 7.33% rent-to-price ratio indicates moderate cash flow potential. Among 2 counties, Saint Lucie shows the strongest investment potential (score: 52). Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-480/mo
Cap Rate
4.8%
Cash-on-Cash
-7.6%

Ready to Invest in Port St. Lucie, FL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountySaint Lucie
Explore Other Markets