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Market MapRed Bluff, CA
Metropolitan Area

Red Bluff, CA

California0
62
/100
Buy
#453 of 894 metros
Top 51% nationally for investing

Market Snapshot

$323,027
Median Home Price
27% above national median
$1,656/mo
Median Rent
20% above national median
6.15%
Rent-to-Price Ratio
Top 43% nationally
-$617
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$323,027
Down Payment (20%)$64,605
Loan Amount$258,422
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,656
Monthly P&I-$1,693
Est. Expenses (35%)-$579
Net Cash Flow-$617/mo
4.0%
Cap Rate (all cash)
-10.0%
Cash-on-Cash Return
6.15%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
62/100
62
Cash Flow(30%)
62/100

Based on 6.15% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
74/100

Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
61/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$617/mo)
  • -Negative leverage (cap rate 4.0% < mortgage rate 6.9%)

Counties in Red Bluff, CA

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Ogdensburg, NY
Ogdensburg, NY
82$144,973$1,1699.67%Strong BuyView
Centralia, IL
Centralia, IL
82$123,413Est.Strong BuyView
McAlester, OK
McAlester, OK
82$151,079$1,1909.45%Strong BuyView
Snyder, TX
Snyder, TX
82$150,206$1,30010.39%Strong BuyView
Abilene, TX
Abilene, TX
82$217,009$1,82710.10%Strong BuyView
Current
Red Bluff, CA
62$323,027$1,6566.15%Buy

The Bottom Line

BuyRed Bluff, CA offers solid investment potential with good cash flow or appreciation prospects.

The Red Bluff, CA metro area scores 62/100, ranking #453 of 894 US metros (top 51%). The 6.15% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-617/mo
Cap Rate
4.0%
Cash-on-Cash
-11.5%

Ready to Invest in Red Bluff, CA?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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