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Market MapMinnesotaBenton

Benton County

MinnesotaPopulation: 41,300
54
/100
Hold
#483 of 1,000 counties
#74 in Minnesota (87 counties)

Market Snapshot

$296,172
Median Home Price
27% above national median
$869/mo
Median Rent
43% below national median
3.52%
Rent-to-Price Ratio
Top 98% nationally
-$988
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$296,172
Down Payment (20%)$59,234
Loan Amount$236,938
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$869
Monthly P&I-$1,553
Est. Expenses (35%)-$304
Net Cash Flow-$988/mo
2.3%
Cap Rate (all cash)
-17.4%
Cash-on-Cash Return
3.52%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
54/100
54
Cash Flow(30%)
23/100

Based on 3.52% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 4.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
67/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (3.52%)
  • -Negative cash flow at typical financing (-$988/mo)
  • -Negative leverage (cap rate 2.3% < mortgage rate 6.9%)

Economic Indicators

Population
41,300
Median Income
$70,346
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.2x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
SherburneMN
58$377,016$1,5354.89%HoldView
IsantiMN
57$329,762$1,3775.01%HoldView
CurrentBentonMN
54$296,172$8693.52%Hold
CarverMN
54$470,978$1,9454.96%HoldView
DouglasMN
52$326,972$1,1544.24%HoldView
CookMN
50$416,546Est. pending—HoldView

The Bottom Line

HoldBenton is a neutral market. Consider house hacking or targeting below-market deals.

Benton County in Minnesota scores 54/100, ranking #483 of 1,000 US counties (top 64%). The 3.52% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-988/mo
Cap Rate
2.3%
Cash-on-Cash
-17.4%

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