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Market MapMissouriShelby

Shelby County

MissouriPopulation: 6,049
67
/100
Buy
#167 of 1,000 counties
#36 in Missouri (113 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$193,173
Median Home Price
17% below national median
$11,470/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
76/100

Based on 11.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
72/100

Price-to-income ratio of 3.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+11.5% YoY)
  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
6,049
Median Income
$50,387
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.8x
Moderately affordable

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CurrentShelbyMO
67$193,173Est. pending—Buy
JeffersonMO
67$281,743$1,4626.23%BuyView
CassMO
67$326,634$1,7176.31%BuyView
HowellMO
67$213,347Est. pending—BuyView
DaviessMO
66$275,953Est. pending—BuyView
MonroeMO
65$216,427Est. pending—BuyView

The Bottom Line

BuyShelby offers solid investment potential with positive cash flow at typical financing.

Shelby County in Missouri scores 67/100, ranking #167 of 1,000 US counties (top 22%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Shelby with stronger cash flow

  • Cass County for cash-flow rentals
  • Jefferson County for cash-flow rentals

Head-to-head comparisons

  • Shelby vs Jefferson for rentals
  • Shelby vs Cass for rentals
  • Shelby vs Howell for rentals
All counties in Missouri →

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