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Market MapMontanaBroadwater

Broadwater County

MontanaPopulation: 6,977
40
/100
Avoid
#715 of 1,000 counties
#46 in Montana (56 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$510,465
Median Home Price
118% above national median
$30,311/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
40/100
40
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
49/100

Based on -0.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
19/100

Price-to-income ratio of 8.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Declining home values (-0.1% YoY)
  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging
  • -Limited rent data (estimates used)

Economic Indicators

Population
6,977
Median Income
$61,679
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
8.3x
Less affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You expect appreciation to carry the deal, but prices have declined year over year
  • −You rely on FHA-style financing: prices are stretched relative to local incomes
  • −You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

CountyVerdict
LincolnMT
44$420,477Est. pending—AvoidView
CurrentBroadwaterMT
40$510,465Est. pending—Avoid
ParkMT
40$566,419$1,7833.78%AvoidView
MineralMT
39$377,741Est. pending—AvoidView
MadisonMT
37$721,950Est. pending—AvoidView
MissoulaMT
36$558,040$1,4753.17%AvoidView

The Bottom Line

AvoidBroadwater may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Broadwater County in Montana scores 40/100, ranking #715 of 1,000 US counties (top 95%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Broadwater with stronger cash flow

  • Park County for cash-flow rentals
  • Missoula County for cash-flow rentals

Cheaper alternatives to Broadwater

  • Mineral County, lower entry price
  • Lincoln County, lower entry price

Head-to-head comparisons

  • Broadwater vs Park for rentals
  • Broadwater vs Mineral for rentals
  • Broadwater vs Madison for rentals
All counties in Montana →

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