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Market MapMontanaJefferson

Jefferson County

MontanaPopulation: 12,273
52
/100
Hold
#512 of 1,000 counties
#34 in Montana (56 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$511,037
Median Home Price
119% above national median
$30,345/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
52/100
52
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
69/100

Based on 1.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
31/100

Price-to-income ratio of 6.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging
  • -Limited rent data (estimates used)

Economic Indicators

Population
12,273
Median Income
$73,875
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.9x
Less affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You rely on FHA-style financing: prices are stretched relative to local incomes

Compare to Nearby Counties

CountyVerdict
TreasureMT
55$202,948Est. pending—HoldView
CarterMT
55$180,468Est. pending—HoldView
RosebudMT
53$210,554Est. pending—HoldView
CurrentJeffersonMT
52$511,037Est. pending—Hold
GlacierMT
52$175,578Est. pending—HoldView
Deer LodgeMT
49$276,405Est. pending—HoldView

The Bottom Line

HoldJefferson is a neutral market.

Jefferson County in Montana scores 52/100, ranking #512 of 1,000 US counties (top 68%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Cheaper alternatives to Jefferson

  • Glacier County, lower entry price
  • Carter County, lower entry price
  • Treasure County, lower entry price

Head-to-head comparisons

  • Jefferson vs Glacier for rentals
  • Jefferson vs Rosebud for rentals
  • Jefferson vs Treasure for rentals
All counties in Montana →

Ready to Analyze a Deal in Jefferson?

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