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Market MapMontanaToole

Toole County

MontanaPopulation: 5,018
73
/100
Buy
#0 of 0 counties
#4 in Montana (56 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$180,871
Median Home Price
0% below national median
$1,085/mo
Est. Rent
Based on regional data
0.60%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
73/100
73
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
84/100

Based on 4.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
80/100

Price-to-income ratio of 3.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
5,018
Median Income
$54,040
vs $0 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.3x
Moderately affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
McConeMT
75$230,436Est. pending—Strong BuyView
CurrentTooleMT
73$180,871Est. pending—Buy
PonderaMT
73$250,371Est. pending—BuyView
BlaineMT
71$205,075Est. pending—BuyView
LibertyMT
71$219,236Est. pending—BuyView
HillMT
70$226,664Est. pending—BuyView

The Bottom Line

BuyToole offers solid investment potential with positive cash flow at typical financing.

Toole County in Montana scores 73/100, ranking #0 of 0 US counties (top 50%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Head-to-head comparisons

  • Toole vs Pondera for rentals
  • Toole vs McCone for rentals
  • Toole vs Blaine for rentals
All counties in Montana →

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