Is Sussex County, NJ good for real estate investing?

Sussex County has an investment score of 67/100, rated as "Buy". The county ranks #172 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Sussex?

The rent-to-price ratio in Sussex County is 6.66% annually, which ranks in the 70th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Sussex?

The median home price in Sussex County is $431,372. This ranks #865 in affordability among all US counties.

Can you cash flow on rental properties in Sussex?

Based on median values with 20% down at current rates, a typical rental in Sussex County would generate negative cash flow of $705/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Sussex County

New JerseyPopulation: 144,808

/100

Buy

#172 of 1,000 counties

#3 in New Jersey (21 counties)

Market Snapshot

$431,372

Median Home Price

85% above national median

$2,394/mo

Median Rent

58% above national median

6.66%

Rent-to-Price Ratio

Top 30% nationally

-$705

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$431,372

Down Payment (20%)$86,274

Loan Amount$345,098

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,394

Monthly P&I-$2,261

Est. Expenses (35%)-$838

Net Cash Flow-$705/mo

4.3%

Cap Rate (all cash)

-8.5%

Cash-on-Cash Return

6.66%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

67/100

Cash Flow(30%)

67/100

Based on 6.66% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

81/100

Based on 3.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

72/100

Price-to-income ratio of 3.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (6.66%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$705/mo)
-Negative leverage (cap rate 4.3% < mortgage rate 6.9%)

Economic Indicators

Population

144,808

Median Income

$111,094

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.9x

Moderately affordable

Compare to Nearby Counties

County					Verdict
GloucesterNJ	73	$368,128	$2,563	8.35%	Buy	View
CamdenNJ	68	$343,117	$2,047	7.16%	Buy	View
CurrentSussexNJ	67	$431,372	$2,394	6.66%	Buy
CumberlandNJ	66	$268,279	$1,718	7.68%	Buy	View
BurlingtonNJ	64	$409,401	$2,210	6.48%	Buy	View
AtlanticNJ	64	$369,150	$2,109	6.86%	Buy	View

The Bottom Line

BuySussex offers solid investment potential with good cash flow or appreciation prospects.

Sussex County in New Jersey scores 67/100, ranking #172 of 1,000 US counties (top 23%). The 6.66% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-705/mo

Cap Rate

4.3%

Cash-on-Cash

-8.5%

Ready to Analyze a Deal in Sussex?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$431,372

Down Payment (20%)$86,274

Loan Amount$345,098

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,394

Monthly P&I-$2,261

Est. Expenses (35%)-$838

Net Cash Flow-$705/mo

4.3%

Cap Rate (all cash)

-8.5%

Cash-on-Cash Return

6.66%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

67/100

Cash Flow(30%)

67/100

Based on 6.66% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

81/100

Based on 3.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

72/100

Price-to-income ratio of 3.9x. Lower ratios indicate more affordable markets.

County

Verdict

GloucesterNJ

$368,128

$2,563

8.35%

Buy

View

CamdenNJ

$343,117

$2,047

7.16%

Buy

View

CurrentSussexNJ

$431,372

$2,394

6.66%

Buy

CumberlandNJ

$268,279

$1,718

7.68%

Buy

View

BurlingtonNJ

$409,401

$2,210

6.48%

Buy

View

AtlanticNJ

$369,150

$2,109

6.86%

Buy

View

The Bottom Line

BuySussex offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-705/mo

Cap Rate

4.3%

Cash-on-Cash

-8.5%