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Market MapNew MexicoRio Arriba

Rio Arriba County

New MexicoPopulation: 40,285
49
/100
Hold
#568 of 1,000 counties
#20 in New Mexico (30 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated May 11, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$342,347
Median Home Price
47% above national median
$20,328/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
49/100
49
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
61/100

Based on 1.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
34/100

Price-to-income ratio of 6.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging
  • -Limited rent data (estimates used)

Economic Indicators

Population
40,285
Median Income
$52,031
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.6x
Less affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You rely on FHA-style financing: prices are stretched relative to local incomes

Compare to Nearby Counties

CountyVerdict
Dona AnaNM
52$285,598$1,4596.13%HoldView
LunaNM
51$153,314Est. pending—HoldView
CurrentRio ArribaNM
49$342,347Est. pending—Hold
GrantNM
49$188,064$1,1007.02%HoldView
ColfaxNM
47$240,853Est. pending—HoldView
SierraNM
47$172,877Est. pending—HoldView

The Bottom Line

HoldRio Arriba is a neutral market.

Rio Arriba County in New Mexico scores 49/100, ranking #568 of 1,000 US counties (top 75%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Rio Arriba with stronger cash flow

  • Grant County for cash-flow rentals
  • Dona Ana County for cash-flow rentals

Cheaper alternatives to Rio Arriba

  • Luna County, lower entry price
  • Sierra County, lower entry price
  • Grant County, lower entry price

Head-to-head comparisons

  • Rio Arriba vs Grant for rentals
  • Rio Arriba vs Luna for rentals
  • Rio Arriba vs Colfax for rentals
All counties in New Mexico →

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