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Market MapNew HampshireBelknap

Belknap County

New HampshirePopulation: 63,914
49
/100
Hold
#803 of 1,000 counties
#9 in New Hampshire (10 counties)

Market Snapshot

$488,610
Median Home Price
79% above national median
$1,827/mo
Median Rent
22% above national median
4.49%
Rent-to-Price Ratio
Top 86% nationally
-$1,374
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$488,610
Down Payment (20%)$97,722
Loan Amount$390,888
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,827
Monthly P&I-$2,561
Est. Expenses (35%)-$640
Net Cash Flow-$1,374/mo
2.9%
Cap Rate (all cash)
-14.7%
Cash-on-Cash Return
4.49%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
49/100
49
Cash Flow(30%)
37/100

Based on 4.49% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
71/100

Based on 2.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
39/100

Price-to-income ratio of 6.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.49%)
  • -Negative cash flow at typical financing (-$1,374/mo)
  • -Negative leverage (cap rate 2.9% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Economic Indicators

Population
63,914
Median Income
$80,719
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.1x
Less affordable

Compare to Nearby Counties

CountyVerdict
MerrimackNH
56$470,918$1,9424.95%HoldView
HillsboroughNH
55$503,490$2,0574.90%HoldView
RockinghamNH
54$599,250$2,3624.73%HoldView
SullivanNH
53$370,796$1,5445.00%HoldView
CurrentBelknapNH
49$488,610$1,8274.49%Hold
CarrollNH
43$478,228Est. pending—AvoidView

The Bottom Line

HoldBelknap is a neutral market. Consider house hacking or targeting below-market deals.

Belknap County in New Hampshire scores 49/100, ranking #803 of 1,000 US counties (top 80%). The 4.49% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-1,374/mo
Cap Rate
2.9%
Cash-on-Cash
-14.7%

Ready to Analyze a Deal in Belknap?

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