Is Valencia County, NM good for real estate investing?

Valencia County has an investment score of 64/100, rated as "Buy". The county ranks #340 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Valencia?

The rent-to-price ratio in Valencia County is 7.62% annually, which ranks in the 88th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Valencia?

The median home price in Valencia County is $304,037. This ranks #587 in affordability among all US counties.

Can you cash flow on rental properties in Valencia?

Based on median values with 20% down at current rates, a typical rental in Valencia County would generate negative cash flow of $339/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Valencia County

New MexicoPopulation: 76,613

/100

Buy

#340 of 1,000 counties

#6 in New Mexico (30 counties)

Market Snapshot

$304,037

Median Home Price

11% above national median

$1,929/mo

Median Rent

29% above national median

7.62%

Rent-to-Price Ratio

Top 12% nationally

-$339

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$304,037

Down Payment (20%)$60,807

Loan Amount$243,230

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,929

Monthly P&I-$1,594

Est. Expenses (35%)-$675

Net Cash Flow-$339/mo

5.0%

Cap Rate (all cash)

-5.8%

Cash-on-Cash Return

7.62%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

76/100

Based on 7.62% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

76/100

Based on 2.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

49/100

Price-to-income ratio of 5.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.62%)
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$339/mo)
-Negative leverage (cap rate 5.0% < mortgage rate 6.9%)

Economic Indicators

Population

76,613

Median Income

$56,246

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

5.4x

Less affordable

Compare to Nearby Counties

County					Verdict
RooseveltNM	66	$141,276	$997	8.47%	Buy	View
CurryNM	66	$153,885	$1,259	9.82%	Buy	View
CurrentValenciaNM	64	$304,037	$1,929	7.62%	Buy
OteroNM	64	$227,246	$1,489	7.87%	Buy	View
ChavesNM	63	$166,019	$1,167	8.44%	Buy	View
McKinleyNM	62	$221,821	Est. pending	—	Buy	View

The Bottom Line

BuyValencia offers solid investment potential with good cash flow or appreciation prospects.

Valencia County in New Mexico scores 64/100, ranking #340 of 1,000 US counties (top 34%). The 7.62% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-339/mo

Cap Rate

5.0%

Cash-on-Cash

-5.8%

Ready to Analyze a Deal in Valencia?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$304,037

Down Payment (20%)$60,807

Loan Amount$243,230

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,929

Monthly P&I-$1,594

Est. Expenses (35%)-$675

Net Cash Flow-$339/mo

5.0%

Cap Rate (all cash)

-5.8%

Cash-on-Cash Return

7.62%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

76/100

Based on 7.62% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

76/100

Based on 2.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

49/100

Price-to-income ratio of 5.4x. Lower ratios indicate more affordable markets.

County

Verdict

RooseveltNM

$141,276

$997

8.47%

Buy

View

CurryNM

$153,885

$1,259

9.82%

Buy

View

CurrentValenciaNM

$304,037

$1,929

7.62%

Buy

OteroNM

$227,246

$1,489

7.87%

Buy

View

ChavesNM

$166,019

$1,167

8.44%

Buy

View

McKinleyNM

$221,821

Est. pending

—

Buy

View

The Bottom Line

BuyValencia offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-339/mo

Cap Rate

5.0%

Cash-on-Cash

-5.8%