RentalCalcs
ToolsMarket MapMy DealsPricingBlog
Start Free
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapOhioHamilton

Hamilton County

OhioPopulation: 827,671
66
/100
Buy
#267 of 1,000 counties
#61 in Ohio (88 counties)

Market Snapshot

$262,214
Median Home Price
4% below national median
$1,516/mo
Median Rent
1% above national median
6.94%
Rent-to-Price Ratio
Top 24% nationally
-$389
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$262,214
Down Payment (20%)$52,443
Loan Amount$209,771
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,516
Monthly P&I-$1,375
Est. Expenses (35%)-$531
Net Cash Flow-$389/mo
4.5%
Cap Rate (all cash)
-7.7%
Cash-on-Cash Return
6.94%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
66/100
66
Cash Flow(30%)
69/100

Based on 6.94% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
72/100

Based on 2.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
72/100

Price-to-income ratio of 3.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.94%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$389/mo)
  • -Negative leverage (cap rate 4.5% < mortgage rate 6.9%)

Economic Indicators

Population
827,671
Median Income
$68,249
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.8x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
PortageOH
67$268,349$1,4216.35%BuyView
TuscarawasOH
67$203,609$9005.30%BuyView
AthensOH
67$176,331$9656.57%BuyView
CurrentHamiltonOH
66$262,214$1,5166.94%Buy
HolmesOH
66$350,929Est. pending—BuyView
ButlerOH
65$302,712$1,5065.97%BuyView

The Bottom Line

BuyHamilton offers solid investment potential with good cash flow or appreciation prospects.

Hamilton County in Ohio scores 66/100, ranking #267 of 1,000 US counties (top 27%). The 6.94% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-389/mo
Cap Rate
4.5%
Cash-on-Cash
-7.7%

Ready to Analyze a Deal in Hamilton?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets