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Market MapOregonYamhill

Yamhill County

OregonPopulation: 107,674
43
/100
Avoid
#680 of 1,000 counties
#23 in Oregon (36 counties)

Market Snapshot

$498,899
Median Home Price
114% above national median
$1,871/mo
Median Rent
24% above national median
4.50%
Rent-to-Price Ratio
Top 84% nationally
-$1,399
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$498,899
Down Payment (20%)$99,780
Loan Amount$399,119
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,871
Monthly P&I-$2,615
Est. Expenses (35%)-$655
Net Cash Flow-$1,399/mo
2.9%
Cap Rate (all cash)
-14.6%
Cash-on-Cash Return
4.50%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
43/100
43
Cash Flow(30%)
38/100

Based on 4.50% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
48/100

Based on -0.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
38/100

Price-to-income ratio of 6.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.50%)
  • -Declining home values (-0.4% YoY)
  • -Negative cash flow at typical financing (-$1,399/mo)
  • -Negative leverage (cap rate 2.9% < mortgage rate 6.9%)

Economic Indicators

Population
107,674
Median Income
$80,125
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.2x
Less affordable

Compare to Nearby Counties

CountyVerdict
PolkOR
45$470,528$1,7034.34%HoldView
LaneOR
44$446,037$1,8064.86%AvoidView
CurrentYamhillOR
43$498,899$1,8714.50%Avoid
JosephineOR
42$384,522$1,5114.72%AvoidView
CrookOR
42$465,326$1,6234.19%AvoidView
MultnomahOR
41$493,151$1,6874.10%AvoidView

The Bottom Line

AvoidYamhill may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Yamhill County in Oregon scores 43/100, ranking #680 of 1,000 US counties (top 90%). The 4.50% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-1,399/mo
Cap Rate
2.9%
Cash-on-Cash
-14.6%

Ready to Analyze a Deal in Yamhill?

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