RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapTexasBandera

Bandera County

TexasPopulation: 21,182
44
/100
Avoid
#660 of 1,000 counties
#185 in Texas (243 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$329,463
Median Home Price
41% above national median
$19,563/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
44/100
44
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
26/100

Based on -4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
60/100

Price-to-income ratio of 4.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Declining home values (-4.7% YoY)
  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
21,182
Median Income
$70,965
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.6x
Moderately affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You expect appreciation to carry the deal, but prices have declined year over year
  • −You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

CountyVerdict
HardemanTX
45$62,124Est. pending—HoldView
CochranTX
45$46,534Est. pending—HoldView
CurrentBanderaTX
44$329,463Est. pending—Avoid
ShackelfordTX
44$148,074Est. pending—AvoidView
WillacyTX
42$169,393Est. pending—AvoidView
CampTX
42$208,864Est. pending—AvoidView

The Bottom Line

AvoidBandera may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Bandera County in Texas scores 44/100, ranking #660 of 1,000 US counties (top 87%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Cheaper alternatives to Bandera

  • Cochran County, lower entry price
  • Hardeman County, lower entry price
  • Shackelford County, lower entry price

Head-to-head comparisons

  • Bandera vs Shackelford for rentals
  • Bandera vs Hardeman for rentals
  • Bandera vs Cochran for rentals
All counties in Texas →

Ready to Analyze a Deal in Bandera?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets