Is Hardin County, TX good for real estate investing?

Hardin County has an investment score of 68/100, rated as "Buy". The county ranks #152 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Hardin?

The rent-to-price ratio in Hardin County is 8.80% annually, which ranks in the 95th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Hardin?

The median home price in Hardin County is $219,899. This ranks #439 in affordability among all US counties.

Can you cash flow on rental properties in Hardin?

Based on median values with 20% down at current rates, a typical rental in Hardin County would generate negative cash flow of $104/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Hardin County

TexasPopulation: 56,576Beaumont, TX Metro

/100

Buy

#152 of 1,000 counties

#22 in Texas (243 counties)

Market Snapshot

$219,899

Median Home Price

6% below national median

$1,613/mo

Median Rent

7% above national median

8.80%

Rent-to-Price Ratio

Top 5% nationally

-$104

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$219,899

Down Payment (20%)$43,980

Loan Amount$175,919

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,613

Monthly P&I-$1,153

Est. Expenses (35%)-$564

Net Cash Flow-$104/mo

5.7%

Cap Rate (all cash)

-2.5%

Cash-on-Cash Return

8.80%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

88/100

Based on 8.80% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

48/100

Based on -0.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

83/100

Price-to-income ratio of 3.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (8.80%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-0.3% YoY)
-Negative leverage (cap rate 5.7% < mortgage rate 6.9%)

Economic Indicators

Population

56,576

Median Income

$70,164

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.1x

Moderately affordable

Compare to Nearby Counties

County					Verdict
CurrentHardinTX	68	$219,899	$1,613	8.80%	Buy
WichitaTX	68	$163,787	$1,183	8.67%	Buy	View
CottleTX	68	$65,066	Est. pending	—	Buy	View
DonleyTX	68	$107,131	Est. pending	—	Buy	View
DawsonTX	68	$102,880	Est. pending	—	Buy	View
LibertyTX	66	$234,907	$1,538	7.85%	Buy	View

The Bottom Line

BuyHardin offers solid investment potential with good cash flow or appreciation prospects.

Hardin County in Texas scores 68/100, ranking #152 of 1,000 US counties (top 20%). The 8.80% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-104/mo

Cap Rate

5.7%

Cash-on-Cash

-2.5%

Ready to Analyze a Deal in Hardin?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$219,899

Down Payment (20%)$43,980

Loan Amount$175,919

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,613

Monthly P&I-$1,153

Est. Expenses (35%)-$564

Net Cash Flow-$104/mo

5.7%

Cap Rate (all cash)

-2.5%

Cash-on-Cash Return

8.80%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

88/100

Based on 8.80% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

48/100

Based on -0.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

83/100

Price-to-income ratio of 3.1x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentHardinTX

$219,899

$1,613

8.80%

Buy

WichitaTX

$163,787

$1,183

8.67%

Buy

View

CottleTX

$65,066

Est. pending

—

Buy

View

DonleyTX

$107,131

Est. pending

—

Buy

View

DawsonTX

$102,880

Est. pending

—

Buy

View

LibertyTX

$234,907

$1,538

7.85%

Buy

View

The Bottom Line

BuyHardin offers solid investment potential with good cash flow or appreciation prospects.

Hardin County in Texas scores 68/100, ranking #152 of 1,000 US counties (top 20%). The 8.80% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-104/mo

Cap Rate

5.7%

Cash-on-Cash

-2.5%