Is El Paso County, TX good for real estate investing?

El Paso County has an investment score of 65/100, rated as "Buy". The county ranks #311 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in El Paso?

The rent-to-price ratio in El Paso County is 8.00% annually, which ranks in the 92th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in El Paso?

The median home price in El Paso County is $225,562. This ranks #325 in affordability among all US counties.

Can you cash flow on rental properties in El Paso?

Based on median values with 20% down at current rates, a typical rental in El Paso County would generate negative cash flow of $205/month. Individual property performance varies based on purchase price, rent, and operating expenses.

El Paso County

TexasPopulation: 863,832

/100

Buy

#311 of 1,000 counties

#43 in Texas (243 counties)

Market Snapshot

$225,562

Median Home Price

18% below national median

$1,504/mo

Median Rent

0% above national median

8.00%

Rent-to-Price Ratio

Top 8% nationally

-$205

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$225,562

Down Payment (20%)$45,112

Loan Amount$180,450

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,504

Monthly P&I-$1,182

Est. Expenses (35%)-$526

Net Cash Flow-$205/mo

5.2%

Cap Rate (all cash)

-4.7%

Cash-on-Cash Return

8.00%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

65/100

Cash Flow(30%)

80/100

Based on 8.00% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

69/100

Price-to-income ratio of 4.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (8.00%)
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$205/mo)
-Negative leverage (cap rate 5.2% < mortgage rate 6.9%)

Economic Indicators

Population

863,832

Median Income

$55,417

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.1x

Moderately affordable

Compare to Nearby Counties

County					Verdict
Tom GreenTX	67	$242,154	$1,404	6.96%	Buy	View
MidlandTX	66	$324,570	$1,578	5.83%	Buy	View
LibertyTX	66	$234,907	$1,538	7.85%	Buy	View
CurrentEl PasoTX	65	$225,562	$1,504	8.00%	Buy
RandallTX	65	$251,075	$1,503	7.18%	Buy	View
LubbockTX	63	$208,879	$1,308	7.51%	Buy	View

The Bottom Line

BuyEl Paso offers solid investment potential with good cash flow or appreciation prospects.

El Paso County in Texas scores 65/100, ranking #311 of 1,000 US counties (top 31%). The 8.00% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-205/mo

Cap Rate

5.2%

Cash-on-Cash

-4.7%

Ready to Analyze a Deal in El Paso?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$225,562

Down Payment (20%)$45,112

Loan Amount$180,450

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,504

Monthly P&I-$1,182

Est. Expenses (35%)-$526

Net Cash Flow-$205/mo

5.2%

Cap Rate (all cash)

-4.7%

Cash-on-Cash Return

8.00%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

65/100

Cash Flow(30%)

80/100

Based on 8.00% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

69/100

Price-to-income ratio of 4.1x. Lower ratios indicate more affordable markets.

County

Verdict

Tom GreenTX

$242,154

$1,404

6.96%

Buy

View

MidlandTX

$324,570

$1,578

5.83%

Buy

View

LibertyTX

$234,907

$1,538

7.85%

Buy

View

CurrentEl PasoTX

$225,562

$1,504

8.00%

Buy

RandallTX

$251,075

$1,503

7.18%

Buy

View

LubbockTX

$208,879

$1,308

7.51%

Buy

View

The Bottom Line

BuyEl Paso offers solid investment potential with good cash flow or appreciation prospects.

El Paso County in Texas scores 65/100, ranking #311 of 1,000 US counties (top 31%). The 8.00% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-205/mo

Cap Rate

5.2%

Cash-on-Cash

-4.7%