Rental Portfolio Benchmarks — Kane County, IL

County-level rental portfolio numbers for Kane County. Use these as the baseline when underwriting a purchase inside the county and rolling it into a portfolio. Data as of 2026-06-29.

Median home price
$382,854
Median rent
$2,138
per month
Rent / price
6.700%
monthly gross
Cash-on-cash
-8.41%
modeled, 20% down

Modeled deal at $382,854

20% down, 30-year conventional, expenses at 35% of rent. Real numbers, no scenario stacking.

Cash needed
$88,056
down + closing
Monthly P&I
$2,007
30-yr fixed
Monthly cash flow
$-617
negative
Cap rate
4.36%
NOI / price

Modeled from HUD/Zillow county medians, not from a specific listing. Use as a first-pass benchmark before running an actual property through the calculator.

Appreciation trend

Home prices in Kane County are running +4.0% YoY. Portfolio value tracking assumes this rate persists into your acquisition month; edit the acquisition date on any property to backdate the revaluation model.

Track a Kane County rental portfolio

The Pro Portfolio Tracker rolls up every property you underwrite, revalues it monthly against local county price trends, and flags equity milestones and DSCR risk. It uses the same market data you see on this page as the appreciation baseline for every Kane County property you add.

  • • Portfolio roll-up: cash flow, cap rate, cash-on-cash, DSCR across every owned property
  • • Monthly market revaluation using Kane County-level price data (FIPS 17089)
  • • PDF and Excel exports for lenders, accountants and partners
  • • Alerts for equity milestones ($100K, $250K, $500K, $1M) and low DSCR

Methodology

Medians are drawn from the latest available Zillow ZHVI/ZORI feed for FIPS 17089. The modeled deal assumes 20% down, a 3% closing cost, a 30-year conventional at 7.50%, and total operating expenses at 35% of gross rent (property tax, insurance, management, maintenance and vacancy combined). Cap rate is NOI over purchase price; cash-on-cash is annual pre-tax cash flow over cash in. These are portfolio-level baselines — actual listings will vary above and below.

Population 517,254 · FIPS 17089 · State IL