Rental Portfolio Benchmarks — ZIP 01860

Rental portfolio metrics for ZIP 01860, sitting inside Essex County, MA. Numbers are drawn from county-level medians (ZIP-level pricing feeds are not publicly available at scale). Data as of 2026-06-29.

Median home price
$730,378
county
Median rent
$2,603
county, per month
Rent / price
4.277%
monthly gross
Cash-on-cash
-15.26%
modeled, 20% down

Modeled deal at $730,378

20% down, 30-year conventional, expenses at 35% of rent. County-level medians — individual ZIP 01860 listings will trade above or below.

Cash needed
$167,987
down + closing
Monthly P&I
$3,829
30-yr fixed
Monthly cash flow
$-2,137
negative
Cap rate
2.78%
NOI / price

ZIP-level scope note

National ZIP-level home price and rent feeds are not publicly available at the coverage this page needs. So the benchmarks above are drawn from Essex County, which covers ZIP 01860. In practice a single county will span 5–30 ZIPs; use the county numbers as the starting point and adjust up or down for a specific street once you have a listing in hand.

Track a rental portfolio in ZIP 01860

The Pro Portfolio Tracker rolls up every property you underwrite, revalues it monthly against local county price trends, and flags equity milestones and DSCR risk. Add a property in 01860 and its value tracking will use Essex County-level data as the appreciation baseline.