City Analysis/Comparison

Chicago vs Jacksonville

Side-by-side rent vs buy analysis comparing these two markets

Overall Comparison

Chicago has an edge

Chicago edges ahead based on overall market conditions.

Chicago, IL
⚖️TOSS-UP

66% confidence

Median Home PriceBETTER

$465,000

Median RentBETTER

$2,200/mo

Price-to-Rent RatioBETTER

17.6

Property Tax Rate

2.27%

Price Change (1Y)

+2.8%

Price Change (5Y)

+13.0%

Break-Even YearsTIE

7 years

10-Year Wealth DifferenceBETTER

+$20,000

Jacksonville, FL
⚖️TOSS-UP

68% confidence

Median Home Price

$565,000

Median Rent

$2,350/mo

Price-to-Rent Ratio

20.0

Property Tax RateBETTER

0.89%

Price Change (1Y)BETTER

+4.8%

Price Change (5Y)BETTER

+37.0%

Break-Even YearsTIE

7 years

10-Year Wealth Difference

+$5,000

Key Differences

Home Prices

Chicago's median home price of $465,000 is lower than Jacksonville's $565,000 by 18%.

Monthly Rent

Renting in Chicago costs $2,200/mo compared to $2,350/mo in Jacksonville—a difference of $150/mo.

Buy vs Rent Verdict

Both cities currently favor either option.

Break-Even Timeline

Buying breaks even in 7 years in Chicago vs 7 years in Jacksonville.

Run Your Own Numbers

This comparison uses median values. Your income, savings, and goals matter. Use our Buy vs Rent calculator to get a personalized analysis.

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