Section 8 in St. Cloud, MN: FMR & Landlord Guide

St. Cloud, MN metro area (CBSA 41060). FY2026 Fair Market Rents, active voucher counts, housing authorities and wait-list status, and source-of-income law. Every figure below links back to its source.

2-bedroom FMR (FY2026)
$1,206
HUD
Active vouchers
1,313
87% utilized
Housing authorities
4
serving this metro
Source-of-income law
Protected
MN Human Rights Act amendment

Fair Market Rent by bedroom count

HUD-published metro FMR for FY2026. Payment standards (what a PHA actually pays) are set between 90% and 110% of FMR at PHA discretion.

BedroomsFMRPayment standard (90–110%)
Efficiency (studio)$874$787 – $961
1-bedroom$919$827 – $1,011
2-bedroom$1,206$1,085 – $1,327
3-bedroom$1,604$1,444 – $1,764
4-bedroom$1,873$1,686 – $2,060

Example: at 100% of FMR, a 2-bedroom voucher in St. Cloud, MN covers up to $1,206 in gross rent (before the tenant’s utility allowance). Between the low and high end of the range: $1,085$1,327.

Voucher demand in this metro

Active vouchers
1,313
Occupied
1,141
Utilization
87%

Aggregated from HUD Public Housing Authority data (FY2026). High utilization means voucher holders are placed and reliably paying rent, a stable but competitive tenant pool for accepting landlords.

Housing authorities serving St. Cloud, MN

4 PHAs administer vouchers in this metro. Contact the PHA that covers the specific address you’re considering.

  • HRA of ST. CLOUD, MINNESOTA

    Saint Cloud, MN · MN038 · 1,022 HCV units

    Status unknown
  • STEARNS COUNTY HRA

    Cold Spring, MN · MN172 · 291 HCV units

    Status unknown
  • HRA OF CITY OF MELROSE, MINNESOTA

    Melrose, MN · MN065 · 0 HCV units

    Status unknown
  • HRA of SAUK CENTRE, MINNESOTA

    Sauk Centre, MN · MN028 · 0 HCV units

    Status unknown

Source-of-income law in MN

MN state law prohibits landlords from refusing to rent to Section 8 voucher holders on the basis of their source of income.

MN Human Rights Act amendment · view statute →

Informational only, not legal advice. Laws change; verify current status before making a leasing decision.

Analyze a specific St. Cloud, MN property

Look up the address’s SAFMR (ZIP-level rent), plug the numbers into the voucher-vs-market analyzer, and check the HQS pre-inspection list before scheduling.