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Market MapMississippiJones

Jones County

MississippiPopulation: 67,152
62
/100
Buy
#276 of 1,000 counties
#24 in Mississippi (80 counties)

Market Snapshot

$149,973
Median Home Price
36% below national median
$1,226/mo
Median Rent
19% below national median
9.81%
Rent-to-Price Ratio
Top 2% nationally
+$11
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$149,973
Down Payment (20%)$29,995
Loan Amount$119,978
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,226
Monthly P&I-$786
Est. Expenses (35%)-$429
Net Cash Flow+$11/mo
6.4%
Cap Rate (all cash)
0.4%
Cash-on-Cash Return
9.81%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 6.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
62/100
62
Cash Flow(30%)
98/100

Based on 9.81% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
13/100

Based on -5.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
85/100

Price-to-income ratio of 3.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (9.81%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Declining home values (-5.9% YoY)
  • -Negative leverage (cap rate 6.4% < mortgage rate 6.9%)

Economic Indicators

Population
67,152
Median Income
$49,451
vs $57,025 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.0x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
CurrentJonesMS
62$149,973$1,2269.81%Buy
ForrestMS
62$182,640$1,1187.34%BuyView
HarrisonMS
62$220,811$1,3907.55%BuyView
DeSotoMS
62$295,634$1,7357.04%BuyView
GeorgeMS
62$204,737Est. pending—BuyView
PikeMS
61$97,345Est. pending—BuyView

The Bottom Line

BuyJones offers solid investment potential with good cash flow or appreciation prospects.

Jones County in Mississippi scores 62/100, ranking #276 of 1,000 US counties (top 36%). The 9.81% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential. At current rates with 20% down, a median-priced property could generate approximately $11/month in cash flow.

Monthly Cash Flow
+$11/mo
Cap Rate
6.4%
Cash-on-Cash
0.4%

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