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Market MapNew YorkFranklin

Franklin County

New YorkPopulation: 47,459
75
/100
Strong Buy
#37 of 1,000 counties
#2 in New York (62 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated May 11, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$169,097
Median Home Price
28% below national median
$10,041/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
75/100
75
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
85/100

Based on 4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
88/100

Price-to-income ratio of 2.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
47,459
Median Income
$60,270
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.8x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
BroomeNY
76$187,106$1,4219.11%Strong BuyView
CurrentFranklinNY
75$169,097Est. pending—Strong Buy
OneidaNY
75$225,470$1,4727.84%Strong BuyView
SenecaNY
73$210,142Est. pending—BuyView
ChemungNY
73$151,982$1,1619.17%BuyView
CattaraugusNY
73$158,795$1,0898.23%BuyView

The Bottom Line

Strong BuyFranklin is a strong buy market with excellent fundamentals for buy-and-hold investors.

Franklin County in New York scores 75/100, ranking #37 of 1,000 US counties (top 5%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Franklin with stronger cash flow

  • Chemung County for cash-flow rentals
  • Broome County for cash-flow rentals
  • Cattaraugus County for cash-flow rentals

Cheaper alternatives to Franklin

  • Chemung County, lower entry price
  • Cattaraugus County, lower entry price

Head-to-head comparisons

  • Franklin vs Oneida for rentals
  • Franklin vs Broome for rentals
  • Franklin vs Seneca for rentals
All counties in New York →

Ready to Analyze a Deal in Franklin?

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